FDIC Certificate #: 5999 Status: Active Federal Reserve ID: 325459 Bank Holding Company (Regulatory Top Holder): First Temple Corporation (RSSDID: 1058101, Location: Temple, OK) Date Established: June 01, 1919 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 12807 FDIC's unique #: 4065 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 111 South Commercial, Temple, OK 73568 County: Cotton Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $23.3 mil Equity capital: $4.6 mil Deposits held in domestic offices: $16.5 mil Return on assets (ROA): 0.70% ($0.2 mil) Quarterly return on assets: -2.76% (-$0.6 mil) Return on Equity (ROE): 3.44% ($0.2 mil) Quarterly return on equity: -13.21% (-$0.7 mil) Net income: $0.2 mil Quarterly Net income: -$0.2 mil Pretax return on assets: 0.70% ($163.1 mil) Quarterly Pretax return on assets: -2.76% (-$643.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$23,305Total assets
$287Cash and due from depository institutions
$0Interest-bearing balances
$9,755Securities
$0Federal funds sold & reverse repurchase agreements
$12,774Net loans & leases
$413Loan loss allowance
$0Trading account assets
$82Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$23,305Life insurance assets
$407All other assets
$18,730Total liabilities and capital
$16,519Total liabilities
$13,548Total deposits
$16,519Interest-bearing deposits
$94Deposits held in domestic offices
2071.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$140Subordinated debt
$4,575All other liabilities
$4,575Total equity capital
$4,575Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$300Surplus
$4,025Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$93Income earned, not collected on loans
$0Earning assets
$173Long-term assets (5+ years)
$22,529Average Assets, year-to-date
$5,108Average Assets, quarterly
$22,014Volatile liabilities
$22,468Insider loans
$12,236FHLB advances
$22,188Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,301Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,880Restructured Loans and leases
$67Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,139Total interest income
$149Total interest expense
$990Net interest income
$0Provision for loan and lease losses
$74Total noninterest income
$0Fiduciary activities
$56Service charges on deposit accounts
$0Trading account gains & fees
$18Additional noninterest income
$910Total noninterest expense
$688Salaries and employee benefits
$47Premises and equipment expense
$175Additional noninterest expense
$154Pre-tax net operating income
$1Securities gains (losses)
$0Applicable income taxes
$155Income before extraordinary items
$0Extraordinary gains - net
$155Net income attributable to bank
$0Net charge-offs
$155Cash dividends
$18Sale, conversion, retirement of capital stock, net
$50Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.38%Yield on earning assets
0.70%Cost of funding earning assets
4.68%Net interest margin
0.35%Noninterest income to earning assets
4.30%Noninterest expense to earning assets
0.70%Net operating income to assets
0.70%Return on assets (ROA)
0.70%Pretax return on assets
3.44%Return on equity (ROE)
2.33%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
8.56%Efficiency ratio
85,526Assets per employee
2.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
32.26%Loss allowance to loans
3.13%Loss allowance to noncurrent loans
444.09%Noncurrent assets plus other real estate owned to assets
0.40%Noncurrent loans to loans
0.71%Net loans and leases to deposits
77.33%Net loans and leases to core deposits
87.88%Equity capital to assets
19.63%Core capital (leverage) ratio
19.38%Tier 1 risk-based capital ratio
35.15%Total risk-based capital ratio
Memoranda
$36Average assets
$22,014Average earning assets
$4,503Average equity
$21,171Average loans
List of branches
1 Oklahoma Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
4065
First State Bank In Temple
111 South Commercial, Temple, OK 73568
June 01, 1919
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First State Bank in Temple.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: