First State Bank of Bloomington in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Bloomington in Bloomington, Illinois (IL)
Show street view No street view available for this location

First State Bank of Bloomington routing number info

First State Bank of Bloomington - Overview

General
FDIC Certificate #: 22034
Status: Active
Federal Reserve ID: 453839
Bank Holding Company (Regulatory Top Holder): First State Bancorp Of Monticello, Inc. Employee Stock Ownership Plan (RSSDID: 2310217, Location: Monticello, IL)
Date Established: June 09, 1975
WWW: http://www.fsbblm.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 3, Interstate: No)
OTS Docket #: 15616
FDIC's unique #: 15288
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 09, 1975
Last Structure Change Effective Date: January 01, 2009
Last Structure Change Process Date: January 05, 2009
Last Data Update: January 05, 2009
Data Source Date: April 05, 2012
Location
Address: 204 North Prospect Road, Bloomington, IL 61704
County: Mclean
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040)
Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060)
CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060)
Financial Summary
Total assets: $97.6 mil
Equity capital: $10.2 mil
Deposits held in domestic offices: $83.5 mil
Return on assets (ROA): 1.40% ($1.4 mil)
Quarterly return on assets: 1.16% ($1.1 mil)
Return on Equity (ROE): 13.60% ($1.4 mil)
Quarterly return on equity: 11.05% ($1.1 mil)
Net income: $1.3 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.40% ($1,367.0 mil)
Quarterly Pretax return on assets: 1.16% ($1,132.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
31Total employees (full-time equivalent)
$97,644Total assets
$5,656Cash and due from depository institutions
$2,028Interest-bearing balances
$21,542Securities
$0Federal funds sold & reverse repurchase agreements
$65,726Net loans & leases
$1,011Loan loss allowance
$0Trading account assets
$2,082Bank premises and fixed assets
$327Other real estate owned
$128Goodwill and other intangibles
$97,644Life insurance assets
$2,183All other assets
$87,408Total liabilities and capital
$83,522Total liabilities
$63,183Total deposits
$83,522Interest-bearing deposits
$93Deposits held in domestic offices
667.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,000Trading liabilities
$0Other borrowed funds
$219Subordinated debt
$10,236All other liabilities
$10,236Total equity capital
$10,236Total bank equity capital
$0Perpetual preferred stock
$641Common stock
$2,424Surplus
$7,171Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$754Income earned, not collected on loans
$0Earning assets
$505Long-term assets (5+ years)
$89,296Average Assets, year-to-date
$14,593Average Assets, quarterly
$94,903Volatile liabilities
$96,976Insider loans
$67,983FHLB advances
$95,975Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,013Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,164Restructured Loans and leases
$13Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,261Total interest income
$744Total interest expense
$3,517Net interest income
$281Provision for loan and lease losses
$1,174Total noninterest income
$212Fiduciary activities
$434Service charges on deposit accounts
$0Trading account gains & fees
$528Additional noninterest income
$3,086Total noninterest expense
$1,478Salaries and employee benefits
$422Premises and equipment expense
$1,186Additional noninterest expense
$1,324Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,324Income before extraordinary items
$0Extraordinary gains - net
$1,324Net income attributable to bank
$0Net charge-offs
$1,324Cash dividends
$43Sale, conversion, retirement of capital stock, net
$376Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
0.86%Cost of funding earning assets
4.05%Net interest margin
1.35%Noninterest income to earning assets
3.55%Noninterest expense to earning assets
1.40%Net operating income to assets
1.40%Return on assets (ROA)
1.40%Pretax return on assets
13.60%Return on equity (ROE)
9.74%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
653.49%Credit loss provision to net charge-offs
37.33%Efficiency ratio
65,786Assets per employee
3.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
28.40%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
134.08%Noncurrent assets plus other real estate owned to assets
1.11%Noncurrent loans to loans
1.13%Net loans and leases to deposits
78.69%Net loans and leases to core deposits
96.58%Equity capital to assets
10.48%Core capital (leverage) ratio
9.39%Tier 1 risk-based capital ratio
13.26%Total risk-based capital ratio
Memoranda
$14Average assets
$94,903Average earning assets
$9,734Average equity
$86,939Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$17,448Managed Assets
1Number of Accounts
$14,421Personal trust and agency accounts
$11,044Employee benefit-defined contribution accounts
$907Employee benefit-defined benefit accounts
$0Other retirement accounts
$63Corporate trust and agency accounts
$0Investment management agency accounts
$2,407Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
117Number of Accounts
$0Personal trust and agency accounts
$63Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,027Other retirement accounts
$1,072Corporate trust and agency accounts
$16Other fiduciary accounts
$1,939Fiduciary accounts held in foreign offices

List of branches

4 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	15288	First State Bank Of Bloomington	204 North Prospect Road, Bloomington, IL 61704	June 09, 1975	Full Service Brick and Mortar
1	253936	Westminster Village Facility	2025 East Lincoln, Bloomington, IL 61701	November 01, 1979	Limited Service Retail
2	7226	Heyworth First State Branch	117 East Main Street, Heyworth, IL 61745	April 12, 1906	Full Service Brick and Mortar
3	530039	Luther Oaks Branch	601 Lutz Road, Bloomington, IL 61704	Febuary 22, 2012	Limited Service Retail

First State Bank of Bloomington in Bloomington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Bloomington - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Bloomington in Bloomington, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Bloomington - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Bloomington in Bloomington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches