First State Bank of Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 13, 1996

  • First State Bank of Chicago in Chicago, Illinois (IL)
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First State Bank of Chicago - Overview

  • General
  • FDIC Certificate #: 20170
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Parkway Bank and Trust Company (#19008)
    Federal Reserve ID: 191636
    Date Established: May 01, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13862
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 01, 1970
    Last Structure Change Effective Date: April 13, 1996
    Last Structure Change Process Date: April 30, 1996
    Last Data Update: April 30, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 4646 North Cumberland Avenue, Chicago, IL 60656
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $219.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $68Total assets
  • $220,534Cash and due from depository institutions
  • $7,190Interest-bearing balances
  • $0Securities
  • $89,416Federal funds sold & reverse repurchase agreements
  • $23,531Net loans & leases
  • $94,780Loan loss allowance
  • $2,119Trading account assets
  • $0Bank premises and fixed assets
  • $2,641Other real estate owned
  • $0Goodwill and other intangibles
  • $2,976Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $220,534Total liabilities
  • $202,375Total deposits
  • $193,059Interest-bearing deposits
  • $168,069Deposits held in domestic offices
  • 193059.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $6,000Trading liabilities
  • $0Other borrowed funds
  • $658Subordinated debt
  • $0All other liabilities
  • $2,658Total equity capital
  • $2,658Total bank equity capital
  • $18,159Perpetual preferred stock
  • $0Common stock
  • $840Surplus
  • $12,860Undivided profits
  • Memoranda
  • $4,459Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $838Income earned, not collected on loans
  • $686Earning assets
  • $207,727Long-term assets (5+ years)
  • $1,038Average Assets, year-to-date
  • $212,906Average Assets, quarterly
  • $220,343Volatile liabilities
  • $28,570Insider loans
  • $1,204FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $21,035Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,944Total risk weighted assets
  • $122,702Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,578Total interest expense
  • $7,689Net interest income
  • $7,889Provision for loan and lease losses
  • $90Total noninterest income
  • $525Fiduciary activities
  • $0Service charges on deposit accounts
  • $415Trading account gains & fees
  • $0Additional noninterest income
  • $110Total noninterest expense
  • $4,593Salaries and employee benefits
  • $2,437Premises and equipment expense
  • $598Additional noninterest expense
  • $1,558Pre-tax net operating income
  • $3,731Securities gains (losses)
  • $0Applicable income taxes
  • $1,141Income before extraordinary items
  • $2,590Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,590Net charge-offs
  • -$130Cash dividends
  • $2,335Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.78%Cost of funding earning assets
  • 3.84%Net interest margin
  • 3.94%Noninterest income to earning assets
  • 0.26%Noninterest expense to earning assets
  • 2.29%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.75%Return on equity (ROE)
  • 14.49%Retained earnings to average equity (YTD only)
  • 1.43%Net charge-offs to loans
  • -0.14%Credit loss provision to net charge-offs
  • -69.23%Efficiency ratio
  • 54,588Assets per employee
  • 3.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 90.15%Loss allowance to loans
  • 2.19%Loss allowance to noncurrent loans
  • 252.86%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.86%Net loans and leases to deposits
  • 49.09%Net loans and leases to core deposits
  • 55.38%Equity capital to assets
  • 8.23%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 14.62%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $212,906Average earning assets
  • $17,876Average equity
  • $200,142Average loans

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