First State Bank of Maple Park in Maple Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 12, 1997

  • First State Bank of Maple Park in Maple Park, Illinois (IL)
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First State Bank of Maple Park - Overview

  • General
  • FDIC Certificate #: 1812
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old Second National Bank (#3603)
    Federal Reserve ID: 422330
    Date Established: March 03, 1903
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1205
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 12, 1997
    Last Structure Change Process Date: June 23, 1997
    Last Data Update: June 23, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Maple Park, IL 60151
    County: Kane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $61.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $85Total assets
  • $62,125Cash and due from depository institutions
  • $1,834Interest-bearing balances
  • $0Securities
  • $10,457Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $41,533Loan loss allowance
  • $565Trading account assets
  • $0Bank premises and fixed assets
  • $3,933Other real estate owned
  • $0Goodwill and other intangibles
  • $1,812Life insurance assets
  • $2,056All other assets
  • $0Total liabilities and capital
  • $62,125Total liabilities
  • $58,509Total deposits
  • $57,455Interest-bearing deposits
  • $50,492Deposits held in domestic offices
  • 57455.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,054Total equity capital
  • $1,054Total bank equity capital
  • $3,616Perpetual preferred stock
  • $0Common stock
  • $1,125Surplus
  • $1,125Undivided profits
  • Memoranda
  • $1,366Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,524Income earned, not collected on loans
  • $413Earning assets
  • $52,490Long-term assets (5+ years)
  • $3,993Average Assets, year-to-date
  • $70,019Average Assets, quarterly
  • $62,959Volatile liabilities
  • $10,882Insider loans
  • $86FHLB advances
  • $0Loans and leases held for sale
  • $6,137Unused loan commitments
  • $19,995Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,443Total risk weighted assets
  • $44,637Total unused commitments
  • $0Restructured Loans and leases
  • $910Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,294Total interest expense
  • $3,039Net interest income
  • $2,255Provision for loan and lease losses
  • $35Total noninterest income
  • $5,899Fiduciary activities
  • $0Service charges on deposit accounts
  • $93Trading account gains & fees
  • $0Additional noninterest income
  • $5,806Total noninterest expense
  • $9,273Salaries and employee benefits
  • $5,076Premises and equipment expense
  • $796Additional noninterest expense
  • $3,401Pre-tax net operating income
  • -$1,154Securities gains (losses)
  • -$1Applicable income taxes
  • -$367Income before extraordinary items
  • -$788Extraordinary gains - net
  • $0Net income attributable to bank
  • -$788Net charge-offs
  • $480Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.29%Cost of funding earning assets
  • 5.33%Net interest margin
  • 3.96%Noninterest income to earning assets
  • 10.35%Noninterest expense to earning assets
  • 16.27%Net operating income to assets
  • -1.12%Return on assets (ROA)
  • -1.13%Pretax return on assets
  • -1.65%Return on equity (ROE)
  • -19.75%Retained earnings to average equity (YTD only)
  • -19.75%Net charge-offs to loans
  • 1.03%Credit loss provision to net charge-offs
  • 7.29%Efficiency ratio
  • 107,849Assets per employee
  • 0.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 37.07%Noncurrent assets plus other real estate owned to assets
  • 2.45%Noncurrent loans to loans
  • 3.62%Net loans and leases to deposits
  • 72.29%Net loans and leases to core deposits
  • 89.18%Equity capital to assets
  • 5.82%Core capital (leverage) ratio
  • 5.47%Tier 1 risk-based capital ratio
  • 7.71%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $70,019Average earning assets
  • $3,990Average equity
  • $56,995Average loans

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