First State Bank of Marlin in Marlin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

First State Bank of Marlin in Marlin, Texas (TX)
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First State Bank of Marlin - Overview

General
FDIC Certificate #: 8445
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Citizens State Bank (#12303)
Federal Reserve ID: 487759
Date Established: September 01, 1909
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 5376
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1993
Last Structure Change Process Date: January 12, 1993
Last Data Update: January 12, 1993
Data Source Date: April 05, 2012
Location
Address: 101 Live Oak Street, Marlin, TX 76661
County: Falls
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $33.3 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$14Total assets
$33,289Cash and due from depository institutions
$2,129Interest-bearing balances
$0Securities
$19,336Federal funds sold & reverse repurchase agreements
$500Net loans & leases
$9,598Loan loss allowance
$1,139Trading account assets
$0Bank premises and fixed assets
$235Other real estate owned
$1,073Goodwill and other intangibles
$418Life insurance assets
$0All other assets
$0Total liabilities and capital
$33,289Total liabilities
$33,279Total deposits
$33,035Interest-bearing deposits
$28,787Deposits held in domestic offices
33035.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$36Subordinated debt
$0All other liabilities
$208Total equity capital
$208Total bank equity capital
$10Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,500Undivided profits
Memoranda
$-2,490Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,291Income earned, not collected on loans
$138Earning assets
$29,434Long-term assets (5+ years)
$1,766Average Assets, year-to-date
$35,723Average Assets, quarterly
$33,753Volatile liabilities
$236Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$526Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$10Total risk weighted assets
$11,086Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,484Total interest expense
$1,404Net interest income
$1,080Provision for loan and lease losses
$770Total noninterest income
$358Fiduciary activities
$0Service charges on deposit accounts
$188Trading account gains & fees
$0Additional noninterest income
$170Total noninterest expense
$1,453Salaries and employee benefits
$321Premises and equipment expense
$85Additional noninterest expense
$1,047Pre-tax net operating income
-$785Securities gains (losses)
$99Applicable income taxes
$0Income before extraordinary items
-$686Extraordinary gains - net
$0Net income attributable to bank
-$686Net charge-offs
$555Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.87%Cost of funding earning assets
4.45%Net interest margin
3.42%Noninterest income to earning assets
1.13%Noninterest expense to earning assets
4.61%Net operating income to assets
-2.20%Return on assets (ROA)
-1.92%Pretax return on assets
-1.92%Return on equity (ROE)
-106.29%Retained earnings to average equity (YTD only)
-106.29%Net charge-offs to loans
4.36%Credit loss provision to net charge-offs
138.74%Efficiency ratio
101,043Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
10.61%Loss allowance to noncurrent loans
88.23%Noncurrent assets plus other real estate owned to assets
7.10%Noncurrent loans to loans
12.02%Net loans and leases to deposits
29.05%Net loans and leases to core deposits
29.23%Equity capital to assets
0.03%Core capital (leverage) ratio
0.03%Tier 1 risk-based capital ratio
0.09%Total risk-based capital ratio
Memoranda
$0Average assets
$35,723Average earning assets
$645Average equity
$31,547Average loans

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