FDIC Certificate #: 20361 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Heartland Bank and Trust Company (#20369) Federal Reserve ID: 655044 Date Established: Febuary 09, 1971 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 14024 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 09, 1971 Last Structure Change Effective Date: May 01, 2001 Last Structure Change Process Date: May 24, 2001 Last Data Update: May 24, 2001 Data Source Date: April 05, 2012
Location
Address: 3400 Court Street, Pekin, IL 61554 County: Tazewell Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120) Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900)
Financial Summary
Total assets: $23.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
14Total employees (full-time equivalent)
$25,148Total assets
$934Cash and due from depository institutions
$0Interest-bearing balances
$6,256Securities
$860Federal funds sold & reverse repurchase agreements
$15,307Net loans & leases
$69Loan loss allowance
$0Trading account assets
$1,329Bank premises and fixed assets
$0Other real estate owned
$60Goodwill and other intangibles
$0Life insurance assets
$402All other assets
$25,148Total liabilities and capital
$22,986Total liabilities
$22,581Total deposits
$19,435Interest-bearing deposits
$22,581Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$45Other borrowed funds
$0Subordinated debt
$360All other liabilities
$2,162Total equity capital
$2,162Total bank equity capital
$2,162Perpetual preferred stock
$0Common stock
$330Surplus
$770Undivided profits
Memoranda
$1,062Noncurrent loans and leases
$533Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$29Earning assets
$22Long-term assets (5+ years)
$114Average Assets, year-to-date
$22,423Average Assets, quarterly
$9,633Volatile liabilities
$22,260Insider loans
$24,653FHLB advances
$3,787Loans and leases held for sale
$150Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$533Total unused commitments
$0Restructured Loans and leases
$69Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$1,644Total interest income
$848Total interest expense
$796Net interest income
$0Provision for loan and lease losses
$353Total noninterest income
$0Fiduciary activities
$27Service charges on deposit accounts
$0Trading account gains & fees
$326Additional noninterest income
$943Total noninterest expense
$543Salaries and employee benefits
$196Premises and equipment expense
$204Additional noninterest expense
$206Pre-tax net operating income
$0Securities gains (losses)
$67Applicable income taxes
$139Income before extraordinary items
$0Extraordinary gains - net
$139Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.53%Yield on earning assets
4.40%Cost of funding earning assets
4.13%Net interest margin
1.83%Noninterest income to earning assets
4.89%Noninterest expense to earning assets
0.62%Net operating income to assets
0.62%Return on assets (ROA)
0.93%Pretax return on assets
6.59%Return on equity (ROE)
6.59%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
82,071Assets per employee
1.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.45%Loss allowance to noncurrent loans
237.93%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.19%Net loans and leases to deposits
67.79%Net loans and leases to core deposits
81.33%Equity capital to assets
8.60%Core capital (leverage) ratio
8.77%Tier 1 risk-based capital ratio
12.51%Total risk-based capital ratio
Memoranda
$13Average assets
$22,260Average earning assets
$2,110Average equity
$19,277Average loans
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