First State Bank of Purdy in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Purdy in Purdy, Missouri (MO)
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First State Bank of Purdy routing number info

First State Bank of Purdy - Overview

General
FDIC Certificate #: 16162
Status: Active
Federal Reserve ID: 400057
Bank Holding Company (Regulatory Top Holder): Purdy Bancshares, Inc. (RSSDID: 1096046, Location: Monett, MO)
Date Established: June 19, 1944
WWW: http://www.fsb-purdy.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 15405
FDIC's unique #: 10372
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 20, 1944
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Highway C And Kay Avenue, Purdy, MO 65734
County: Barry
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $152.2 mil
Equity capital: $12.5 mil
Deposits held in domestic offices: $135.3 mil
Return on assets (ROA): 0.74% ($1.1 mil)
Quarterly return on assets: 1.02% ($1.6 mil)
Return on Equity (ROE): 8.90% ($1.1 mil)
Quarterly return on equity: 12.35% ($1.5 mil)
Net income: $1.1 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.74% ($1,126.4 mil)
Quarterly Pretax return on assets: 1.02% ($1,552.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
44Total employees (full-time equivalent)
$152,212Total assets
$32,304Cash and due from depository institutions
$26,958Interest-bearing balances
$36,031Securities
$7,258Federal funds sold & reverse repurchase agreements
$70,543Net loans & leases
$1,317Loan loss allowance
$0Trading account assets
$1,323Bank premises and fixed assets
$135Other real estate owned
$0Goodwill and other intangibles
$152,212Life insurance assets
$4,618All other assets
$139,722Total liabilities and capital
$135,336Total liabilities
$83,639Total deposits
$135,336Interest-bearing deposits
$96Deposits held in domestic offices
4248.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$138Subordinated debt
$12,490All other liabilities
$12,490Total equity capital
$12,490Total bank equity capital
$0Perpetual preferred stock
$172Common stock
$3,877Surplus
$8,441Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,811Income earned, not collected on loans
$0Earning assets
$864Long-term assets (5+ years)
$140,790Average Assets, year-to-date
$25,706Average Assets, quarterly
$142,169Volatile liabilities
$147,665Insider loans
$82,118FHLB advances
$150,130Loans and leases held for sale
$3,004Unused loan commitments
$3,004Tier 1 (core) risk-based capital
$12,384Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,080Restructured Loans and leases
$1,923Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,254Total interest income
$800Total interest expense
$4,454Net interest income
$527Provision for loan and lease losses
$547Total noninterest income
$0Fiduciary activities
$439Service charges on deposit accounts
$0Trading account gains & fees
$108Additional noninterest income
$3,944Total noninterest expense
$2,153Salaries and employee benefits
$636Premises and equipment expense
$1,155Additional noninterest expense
$530Pre-tax net operating income
$524Securities gains (losses)
$0Applicable income taxes
$1,054Income before extraordinary items
$0Extraordinary gains - net
$1,054Net income attributable to bank
$0Net charge-offs
$1,054Cash dividends
$176Sale, conversion, retirement of capital stock, net
$354Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.99%Yield on earning assets
0.61%Cost of funding earning assets
3.39%Net interest margin
0.42%Noninterest income to earning assets
3.00%Noninterest expense to earning assets
0.37%Net operating income to assets
0.74%Return on assets (ROA)
0.74%Pretax return on assets
8.90%Return on equity (ROE)
5.91%Retained earnings to average equity (YTD only)
0.24%Net charge-offs to loans
299.43%Credit loss provision to net charge-offs
6.01%Efficiency ratio
78,864Assets per employee
3.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
33.59%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
72.72%Noncurrent assets plus other real estate owned to assets
1.28%Noncurrent loans to loans
2.52%Net loans and leases to deposits
52.12%Net loans and leases to core deposits
57.81%Equity capital to assets
8.21%Core capital (leverage) ratio
8.25%Tier 1 risk-based capital ratio
15.08%Total risk-based capital ratio
Memoranda
$16Average assets
$142,169Average earning assets
$11,849Average equity
$131,579Average loans

List of branches

5 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10372	First State Bank Of Purdy	Highway C And Kay Avenue, Purdy, MO 65734	June 19, 1944	Full Service Brick and Mortar
1	3019	Monett Facility	106 East Cleveland, Monett, MO 65708	January 01, 1890	Full Service Brick and Mortar
2	203840	Pierce City Facility	100 North Elm Street, Pierce City, MO 65723	October 25, 1982	Full Service Brick and Mortar
3	237546	Cassville Branch	98 South Main Street, Cassville, MO 65625	January 23, 1995	Full Service Brick and Mortar
4	237547	Monett Wal-Mart Branch	885 Highway 60, Monett, MO 65708	May 20, 1998	Full Service Retail

First State Bank of Purdy in Purdy, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Purdy - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Purdy in Purdy, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Purdy - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Purdy in Purdy, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches