First State Bank of St. Robert in city_name, state_name - Detailed Financial Reports, Location

First State Bank of St. Robert in Saint Robert, Missouri (MO)
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First State Bank of St. Robert routing number info

First State Bank of St. Robert - Overview

General
FDIC Certificate #: 19191
Status: Active
Federal Reserve ID: 277558
Bank Holding Company (Regulatory Top Holder): Maries County Bancorp., Inc. (RSSDID: 1099814, Location: Vienna, MO)
Date Established: August 15, 1964
WWW: http://www.firststatebankmo.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 13011
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: August 15, 1964
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 926 City Route 66 East, Saint Robert, MO 65584
County: Pulaski
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Fort Leonard Wood, MO (#22780)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $94.0 mil
Equity capital: $9.4 mil
Deposits held in domestic offices: $83.4 mil
Return on assets (ROA): 0.85% ($0.8 mil)
Quarterly return on assets: 0.83% ($0.8 mil)
Return on Equity (ROE): 8.93% ($0.8 mil)
Quarterly return on equity: 8.42% ($0.8 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.17% ($1,100.1 mil)
Quarterly Pretax return on assets: 1.20% ($1,128.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
38Total employees (full-time equivalent)
$94,023Total assets
$11,102Cash and due from depository institutions
$9,296Interest-bearing balances
$21,214Securities
$1,235Federal funds sold & reverse repurchase agreements
$57,182Net loans & leases
$810Loan loss allowance
$0Trading account assets
$2,004Bank premises and fixed assets
$188Other real estate owned
$0Goodwill and other intangibles
$94,023Life insurance assets
$1,098All other assets
$84,594Total liabilities and capital
$83,413Total liabilities
$73,987Total deposits
$83,413Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,000Trading liabilities
$0Other borrowed funds
$181Subordinated debt
$9,429All other liabilities
$9,429Total equity capital
$9,429Total bank equity capital
$0Perpetual preferred stock
$445Common stock
$923Surplus
$8,061Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$223Income earned, not collected on loans
$0Earning assets
$471Long-term assets (5+ years)
$88,927Average Assets, year-to-date
$25,154Average Assets, quarterly
$93,692Volatile liabilities
$94,838Insider loans
$55,684FHLB advances
$95,146Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,207Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,431Restructured Loans and leases
$847Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,815Total interest income
$1,010Total interest expense
$3,805Net interest income
$210Provision for loan and lease losses
$688Total noninterest income
$0Fiduciary activities
$279Service charges on deposit accounts
$0Trading account gains & fees
$409Additional noninterest income
$3,186Total noninterest expense
$1,828Salaries and employee benefits
$332Premises and equipment expense
$1,026Additional noninterest expense
$1,097Pre-tax net operating income
$0Securities gains (losses)
$296Applicable income taxes
$801Income before extraordinary items
$0Extraordinary gains - net
$801Net income attributable to bank
$0Net charge-offs
$801Cash dividends
$104Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.45%Yield on earning assets
1.14%Cost of funding earning assets
4.31%Net interest margin
0.78%Noninterest income to earning assets
3.60%Noninterest expense to earning assets
0.85%Net operating income to assets
0.85%Return on assets (ROA)
1.17%Pretax return on assets
8.93%Return on equity (ROE)
8.93%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
201.92%Credit loss provision to net charge-offs
12.57%Efficiency ratio
70,910Assets per employee
2.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
363.23%Noncurrent assets plus other real estate owned to assets
0.44%Noncurrent loans to loans
0.38%Net loans and leases to deposits
68.55%Net loans and leases to core deposits
71.51%Equity capital to assets
10.03%Core capital (leverage) ratio
9.68%Tier 1 risk-based capital ratio
16.53%Total risk-based capital ratio
Memoranda
$18Average assets
$93,692Average earning assets
$8,970Average equity
$88,385Average loans

List of branches

2 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	13011	First State Bank Of St. Robert	926 City Route 66 East, Saint Robert, MO 65584	August 15, 1964	Full Service Brick and Mortar
1	247551	Richland Branch	102 North Pine, Richland, MO 65556	April 21, 1997	Full Service Brick and Mortar

First State Bank of St. Robert in Saint Robert, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of St. Robert - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of St. Robert in Saint Robert, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of St. Robert - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of St. Robert in Saint Robert, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches