First State Bank of Texas in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Texas in Denton, Texas (TX)
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First State Bank of Texas - Overview

General
FDIC Certificate #: 10348
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank Texas, National Association (#14533)
Federal Reserve ID: 633659
Date Established: August 12, 1912
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 39 (Interstate: No)
OTS Docket #: 10553
FDIC's unique #: 6627
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 15, 2002
Last Structure Change Process Date: July 03, 2002
Last Data Update: July 03, 2002
Data Source Date: April 05, 2012
Location
Address: 101 South Locust Street, Denton, TX 76201
County: Denton
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: San Francisco
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $2,124.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

Dollar figures in thousands
754Total employees (full-time equivalent)
$2,160,328Total assets
$109,396Cash and due from depository institutions
$168Interest-bearing balances
$644,205Securities
$63,856Federal funds sold & reverse repurchase agreements
$1,226,680Net loans & leases
$14,363Loan loss allowance
$0Trading account assets
$50,458Bank premises and fixed assets
$513Other real estate owned
$28,932Goodwill and other intangibles
$0Life insurance assets
$36,288All other assets
$2,160,328Total liabilities and capital
$1,963,076Total liabilities
$1,716,196Total deposits
$1,508,572Interest-bearing deposits
$1,716,196Deposits held in domestic offices
0.00%% insured (estimated)
$77,427Federal funds purchased & repurchase agreements
$0Trading liabilities
$145,536Other borrowed funds
$0Subordinated debt
$23,917All other liabilities
$197,252Total equity capital
$197,252Total bank equity capital
$197,252Perpetual preferred stock
$0Common stock
$3,045Surplus
$125,572Undivided profits
Memoranda
$68,635Noncurrent loans and leases
$175,997Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,186Earning assets
$0Long-term assets (5+ years)
$14,494Average Assets, year-to-date
$1,934,909Average Assets, quarterly
$647,809Volatile liabilities
$2,147,366Insider loans
$2,156,832FHLB advances
$352,360Loans and leases held for sale
$0Unused loan commitments
$145,536Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$11,150Total risk weighted assets
$175,997Total unused commitments
$208Restructured Loans and leases
$14,363Derivatives

Income and Expense (December 31, 2001)

Dollar figures in thousands
$145,923Total interest income
$65,667Total interest expense
$80,256Net interest income
$2,910Provision for loan and lease losses
$32,018Total noninterest income
$698Fiduciary activities
$16,311Service charges on deposit accounts
$0Trading account gains & fees
$15,009Additional noninterest income
$83,449Total noninterest expense
$43,748Salaries and employee benefits
$10,783Premises and equipment expense
$28,918Additional noninterest expense
$25,915Pre-tax net operating income
$1,586Securities gains (losses)
$7,622Applicable income taxes
$19,879Income before extraordinary items
$0Extraordinary gains - net
$19,879Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,967Sale, conversion, retirement of capital stock, net
$6,200Net operating income

Performance and Condition Ratios (December 31, 2001)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.49%Yield on earning assets
3.37%Cost of funding earning assets
4.12%Net interest margin
1.64%Noninterest income to earning assets
4.29%Noninterest expense to earning assets
0.87%Net operating income to assets
0.93%Return on assets (ROA)
1.28%Pretax return on assets
10.37%Return on equity (ROE)
7.14%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
147.94%Credit loss provision to net charge-offs
14.65%Efficiency ratio
70,750Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
31.19%Loss allowance to loans
1.16%Loss allowance to noncurrent loans
343.12%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.34%Net loans and leases to deposits
71.48%Net loans and leases to core deposits
85.02%Equity capital to assets
9.13%Core capital (leverage) ratio
7.70%Tier 1 risk-based capital ratio
12.23%Total risk-based capital ratio
Memoranda
$13Average assets
$2,147,366Average earning assets
$191,630Average equity
$1,947,307Average loans

Total Fiduciary and Related Assets (December 31, 2001)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$68,304Managed Assets
1Number of Accounts
$51,202Personal trust and agency accounts
$45,084Employee benefit-defined contribution accounts
$2,378Employee benefit-defined benefit accounts
$0Other retirement accounts
$3,740Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
282Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$17,102Other retirement accounts
$419Corporate trust and agency accounts
$1,642Other fiduciary accounts
$4,079Fiduciary accounts held in foreign offices

First State Bank of Texas in Denton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Texas - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

First State Bank of Texas in Denton, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Texas - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

First State Bank of Texas in Denton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches