First State Bank of Van Orin in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Van Orin in Van Orin, Illinois (IL)
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First State Bank of Van Orin routing number info

First State Bank of Van Orin - Overview

General
FDIC Certificate #: 10809
Status: Active
Federal Reserve ID: 472148
Bank Holding Company (Regulatory Top Holder): Van Orin Bancorp, Inc. (RSSDID: 2795140, Location: Van Orin, IL)
Date Established: December 26, 1919
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6913
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 27875 2600 E Street, Van Orin, IL 61374
County: Bureau
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $37.8 mil
Equity capital: $3.8 mil
Deposits held in domestic offices: $33.5 mil
Return on assets (ROA): 0.39% ($0.1 mil)
Quarterly return on assets: 0.28% ($0.1 mil)
Return on Equity (ROE): 3.80% ($0.2 mil)
Quarterly return on equity: 2.69% ($0.1 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.39% ($147.3 mil)
Quarterly Pretax return on assets: 0.28% ($105.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
8Total employees (full-time equivalent)
$37,760Total assets
$12,951Cash and due from depository institutions
$3,779Interest-bearing balances
$9,618Securities
$0Federal funds sold & reverse repurchase agreements
$13,215Net loans & leases
$238Loan loss allowance
$0Trading account assets
$327Bank premises and fixed assets
$0Other real estate owned
$340Goodwill and other intangibles
$37,760Life insurance assets
$1,309All other assets
$33,911Total liabilities and capital
$33,481Total liabilities
$29,901Total deposits
$33,481Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$430Subordinated debt
$3,849All other liabilities
$3,849Total equity capital
$3,849Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$2,253Surplus
$1,296Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$161Income earned, not collected on loans
$0Earning assets
$299Long-term assets (5+ years)
$26,612Average Assets, year-to-date
$9,702Average Assets, quarterly
$36,582Volatile liabilities
$37,428Insider loans
$19,122FHLB advances
$38,167Loans and leases held for sale
$823Unused loan commitments
$823Tier 1 (core) risk-based capital
$3,096Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,665Restructured Loans and leases
$105Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,215Total interest income
$262Total interest expense
$953Net interest income
$14Provision for loan and lease losses
$72Total noninterest income
$0Fiduciary activities
$31Service charges on deposit accounts
$0Trading account gains & fees
$41Additional noninterest income
$868Total noninterest expense
$573Salaries and employee benefits
$81Premises and equipment expense
$214Additional noninterest expense
$143Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$143Income before extraordinary items
$0Extraordinary gains - net
$143Net income attributable to bank
$0Net charge-offs
$143Cash dividends
$2Sale, conversion, retirement of capital stock, net
$108Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.25%Yield on earning assets
0.92%Cost of funding earning assets
3.33%Net interest margin
0.25%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
0.39%Net operating income to assets
0.39%Return on assets (ROA)
0.39%Pretax return on assets
3.80%Return on equity (ROE)
0.93%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
700.00%Credit loss provision to net charge-offs
78.50%Efficiency ratio
81,366Assets per employee
4.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.52%Loss allowance to loans
1.77%Loss allowance to noncurrent loans
147.83%Noncurrent assets plus other real estate owned to assets
0.43%Noncurrent loans to loans
1.20%Net loans and leases to deposits
39.47%Net loans and leases to core deposits
39.86%Equity capital to assets
10.19%Core capital (leverage) ratio
8.11%Tier 1 risk-based capital ratio
16.19%Total risk-based capital ratio
Memoranda
$17Average assets
$36,582Average earning assets
$3,764Average equity
$28,617Average loans

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	6913	First State Bank Of Van Orin	27875 2600 E Street, Van Orin, IL 61374	December 26, 1919	Full Service Brick and Mortar
1	6912	Malden Banking Center Branch	302 W Main Street, Malden, IL 61337	June 10, 1910	Full Service Brick and Mortar

First State Bank of Van Orin in Van Orin, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Van Orin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Van Orin in Van Orin, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Van Orin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Van Orin in Van Orin, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches