First Sun Bank of America in Ellington, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1998

  • First Sun Bank of America in Ellington, Missouri (MO)
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First Sun Bank of America - Overview

  • General
  • FDIC Certificate #: 15941
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sun Security Bank of America (#14997)
    Federal Reserve ID: 955856
    Date Established: April 30, 1943
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    OTS Docket #: 15468
    FDIC's unique #: 10172
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 03, 1943
    Last Structure Change Effective Date: December 31, 1998
    Last Structure Change Process Date: Febuary 04, 1999
    Last Data Update: Febuary 04, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 100-102 East Walnut Street, Ellington, MO 63638
    County: Reynolds
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $84.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 53Total employees (full-time equivalent)
  • $83,242Total assets
  • $2,633Cash and due from depository institutions
  • $195Interest-bearing balances
  • $32,742Securities
  • $4,720Federal funds sold & reverse repurchase agreements
  • $39,599Net loans & leases
  • $861Loan loss allowance
  • $0Trading account assets
  • $1,507Bank premises and fixed assets
  • $99Other real estate owned
  • $941Goodwill and other intangibles
  • $0Life insurance assets
  • $1,001All other assets
  • $83,242Total liabilities and capital
  • $74,035Total liabilities
  • $73,610Total deposits
  • $64,033Interest-bearing deposits
  • $73,610Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $425All other liabilities
  • $9,207Total equity capital
  • $9,207Total bank equity capital
  • $9,207Perpetual preferred stock
  • $0Common stock
  • $522Surplus
  • $3,556Undivided profits
  • Memoranda
  • $5,129Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $9Earning assets
  • $0Long-term assets (5+ years)
  • $288Average Assets, year-to-date
  • $77,256Average Assets, quarterly
  • $5,652Volatile liabilities
  • $80,159Insider loans
  • $81,096FHLB advances
  • $8,697Loans and leases held for sale
  • $165Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,430Total unused commitments
  • $0Restructured Loans and leases
  • $43,558Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $5,649Total interest income
  • $2,704Total interest expense
  • $2,945Net interest income
  • $0Provision for loan and lease losses
  • $469Total noninterest income
  • $0Fiduciary activities
  • $317Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $1,788Total noninterest expense
  • $1,010Salaries and employee benefits
  • $315Premises and equipment expense
  • $463Additional noninterest expense
  • $1,626Pre-tax net operating income
  • $0Securities gains (losses)
  • $474Applicable income taxes
  • $1,152Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,152Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$19Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.62%Yield on earning assets
  • 3.65%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 2.03%Pretax return on assets
  • 13.35%Return on equity (ROE)
  • 13.35%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,264Assets per employee
  • 1.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 9566.67%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 53.80%Net loans and leases to core deposits
  • 61.00%Equity capital to assets
  • 11.06%Core capital (leverage) ratio
  • 10.27%Tier 1 risk-based capital ratio
  • 18.98%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $80,159Average earning assets
  • $8,627Average equity
  • $74,115Average loans

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