FDIC Certificate #: 17499 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First United Bank and Trust Company (#4239) Federal Reserve ID: 312655 Date Established: October 04, 1955 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Interstate: No) OTS Docket #: 12414 FDIC's unique #: 11480 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: October 04, 1955 Last Structure Change Effective Date: December 30, 2000 Last Structure Change Process Date: Febuary 15, 2001 Last Data Update: Febuary 15, 2001 Data Source Date: April 05, 2012
Location
Address: 315 East Dewey, Sapulpa, OK 74066 County: Creek Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Tulsa Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Tulsa, OK (#8560) Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538) Core Based Statistical Area (CBSA): Tulsa, OK (#46140) CBSA Metro Statistical Area: Tulsa, OK (#46140)
Financial Summary
Total assets: $91.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
43Total employees (full-time equivalent)
$78,109Total assets
$3,038Cash and due from depository institutions
$0Interest-bearing balances
$14,585Securities
$800Federal funds sold & reverse repurchase agreements
$48,557Net loans & leases
$645Loan loss allowance
$0Trading account assets
$2,475Bank premises and fixed assets
$0Other real estate owned
$7,360Goodwill and other intangibles
$0Life insurance assets
$1,294All other assets
$78,109Total liabilities and capital
$65,883Total liabilities
$57,209Total deposits
$47,032Interest-bearing deposits
$57,209Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,500Other borrowed funds
$0Subordinated debt
$1,174All other liabilities
$12,226Total equity capital
$12,226Total bank equity capital
$12,226Perpetual preferred stock
$0Common stock
$200Surplus
$12,109Undivided profits
Memoranda
$-83Noncurrent loans and leases
$4,401Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$191Earning assets
$0Long-term assets (5+ years)
$317Average Assets, year-to-date
$63,942Average Assets, quarterly
$14,173Volatile liabilities
$78,859Insider loans
$76,483FHLB advances
$10,733Loans and leases held for sale
$71Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,401Total unused commitments
$0Restructured Loans and leases
$645Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$5,298Total interest income
$2,079Total interest expense
$3,219Net interest income
$0Provision for loan and lease losses
$585Total noninterest income
$0Fiduciary activities
$403Service charges on deposit accounts
$0Trading account gains & fees
$182Additional noninterest income
$2,795Total noninterest expense
$1,157Salaries and employee benefits
$414Premises and equipment expense
$1,224Additional noninterest expense
$1,009Pre-tax net operating income
-$5Securities gains (losses)
$471Applicable income taxes
$533Income before extraordinary items
$0Extraordinary gains - net
$533Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$153Sale, conversion, retirement of capital stock, net
$4,750Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.01%Yield on earning assets
3.14%Cost of funding earning assets
4.87%Net interest margin
0.88%Noninterest income to earning assets
4.23%Noninterest expense to earning assets
0.68%Net operating income to assets
0.68%Return on assets (ROA)
1.27%Pretax return on assets
4.21%Return on equity (ROE)
-33.30%Retained earnings to average equity (YTD only)
-0.34%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
62,119Assets per employee
1.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
891.18%Loss allowance to loans
1.31%Loss allowance to noncurrent loans
337.70%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.39%Net loans and leases to deposits
84.88%Net loans and leases to core deposits
104.48%Equity capital to assets
15.65%Core capital (leverage) ratio
7.39%Tier 1 risk-based capital ratio
9.53%Total risk-based capital ratio
Memoranda
$11Average assets
$78,859Average earning assets
$12,662Average equity
$66,111Average loans
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