First United Bank in city_name, state_name - Detailed Financial Reports, Location

First United Bank in Stuttgart, Arkansas (AR)
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First United Bank - Overview

General
FDIC Certificate #: 3893
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BancorpSouth Bank (#11813)
Federal Reserve ID: 978640
Date Established: April 03, 1922
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
OTS Docket #: 10082
FDIC's unique #: 2539
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 01, 2000
Last Structure Change Process Date: September 28, 2000
Last Data Update: September 28, 2000
Data Source Date: April 05, 2012
Location
Address: 412 South Main Street, Stuttgart, AR 72160
County: Arkansas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $251.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
99Total employees (full-time equivalent)
$246,172Total assets
$9,372Cash and due from depository institutions
$341Interest-bearing balances
$107,034Securities
$0Federal funds sold & reverse repurchase agreements
$121,056Net loans & leases
$1,842Loan loss allowance
$0Trading account assets
$2,972Bank premises and fixed assets
$108Other real estate owned
$81Goodwill and other intangibles
$0Life insurance assets
$5,549All other assets
$246,172Total liabilities and capital
$226,058Total liabilities
$214,075Total deposits
$176,401Interest-bearing deposits
$214,075Deposits held in domestic offices
0.00%% insured (estimated)
$8,868Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,009Other borrowed funds
$0Subordinated debt
$1,106All other liabilities
$20,114Total equity capital
$20,114Total bank equity capital
$20,114Perpetual preferred stock
$0Common stock
$1,100Surplus
$6,478Undivided profits
Memoranda
$12,536Noncurrent loans and leases
$21,160Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,362Earning assets
$0Long-term assets (5+ years)
$2,015Average Assets, year-to-date
$228,431Average Assets, quarterly
$79,214Volatile liabilities
$252,764Insider loans
$248,395FHLB advances
$66,283Loans and leases held for sale
$8,652Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$21,160Total unused commitments
$32Restructured Loans and leases
$1,842Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$17,601Total interest income
$8,274Total interest expense
$9,327Net interest income
$0Provision for loan and lease losses
$1,130Total noninterest income
$196Fiduciary activities
$699Service charges on deposit accounts
$0Trading account gains & fees
$235Additional noninterest income
$5,715Total noninterest expense
$3,066Salaries and employee benefits
$825Premises and equipment expense
$1,824Additional noninterest expense
$4,742Pre-tax net operating income
$2Securities gains (losses)
$1,308Applicable income taxes
$3,436Income before extraordinary items
$0Extraordinary gains - net
$3,436Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$317Sale, conversion, retirement of capital stock, net
$2,200Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.43%Yield on earning assets
3.49%Cost of funding earning assets
3.94%Net interest margin
0.48%Noninterest income to earning assets
2.41%Noninterest expense to earning assets
1.36%Net operating income to assets
1.36%Return on assets (ROA)
1.88%Pretax return on assets
16.29%Return on equity (ROE)
5.86%Retained earnings to average equity (YTD only)
0.25%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
14.96%Efficiency ratio
54,566Assets per employee
2.49%Cash dividends to net income (YTD only)
Condition Ratios (%)
64.03%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
135.24%Noncurrent assets plus other real estate owned to assets
0.60%Noncurrent loans to loans
1.11%Net loans and leases to deposits
56.55%Net loans and leases to core deposits
77.27%Equity capital to assets
8.17%Core capital (leverage) ratio
8.80%Tier 1 risk-based capital ratio
14.52%Total risk-based capital ratio
Memoranda
$16Average assets
$252,764Average earning assets
$21,088Average equity
$236,796Average loans

First United Bank in Stuttgart, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First United Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First United Bank in Stuttgart, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First United Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First United Bank in Stuttgart, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches