First of America Bank-Illinois, National Association in Peoria, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1994

  • First of America Bank-Illinois, National Association in Peoria, Illinois (IL)
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First of America Bank-Illinois, National Association - Overview

  • General
  • FDIC Certificate #: 17331
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First of America Bank-Illinois, National Association (#16262)
    Federal Reserve ID: 742047
    Date Established: June 11, 1954
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 16 (Interstate: No)
    OTS Docket #: 11967
    FDIC's unique #: 11343
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 11, 1954
    Last Structure Change Effective Date: December 31, 1994
    Last Structure Change Process Date: January 31, 1995
    Last Data Update: January 31, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 Southwest Adams Street, Peoria, IL 61602
    County: Peoria
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • Financial Summary
  • Total assets: $1,151.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $410Total assets
  • $1,022,100Cash and due from depository institutions
  • $50,294Interest-bearing balances
  • $2,685Securities
  • $212,466Federal funds sold & reverse repurchase agreements
  • $29,545Net loans & leases
  • $687,488Loan loss allowance
  • $8,073Trading account assets
  • $0Bank premises and fixed assets
  • $24,373Other real estate owned
  • $647Goodwill and other intangibles
  • $13,519Life insurance assets
  • $3,768All other assets
  • $0Total liabilities and capital
  • $1,022,100Total liabilities
  • $948,940Total deposits
  • $895,556Interest-bearing deposits
  • $703,428Deposits held in domestic offices
  • 895556.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $43,413Trading liabilities
  • $0Other borrowed funds
  • $1,841Subordinated debt
  • $0All other liabilities
  • $8,130Total equity capital
  • $8,130Total bank equity capital
  • $73,160Perpetual preferred stock
  • $0Common stock
  • $24,558Surplus
  • $24,625Undivided profits
  • Memoranda
  • $23,977Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,480Income earned, not collected on loans
  • $3,634Earning assets
  • $932,184Long-term assets (5+ years)
  • $252,925Average Assets, year-to-date
  • $983,331Average Assets, quarterly
  • $1,021,910Volatile liabilities
  • $121,167Insider loans
  • $5,922FHLB advances
  • $0Loans and leases held for sale
  • $24,991Unused loan commitments
  • $278,913Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $67,890Total risk weighted assets
  • $693,666Total unused commitments
  • $0Restructured Loans and leases
  • $425Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $68,869Total interest expense
  • $27,923Net interest income
  • $40,946Provision for loan and lease losses
  • $3,756Total noninterest income
  • $12,877Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,838Trading account gains & fees
  • $20Additional noninterest income
  • $9,019Total noninterest expense
  • $32,885Salaries and employee benefits
  • $12,239Premises and equipment expense
  • $2,969Additional noninterest expense
  • $17,677Pre-tax net operating income
  • $17,182Securities gains (losses)
  • $892Applicable income taxes
  • $5,254Income before extraordinary items
  • $12,820Extraordinary gains - net
  • $0Net income attributable to bank
  • $12,820Net charge-offs
  • $2,871Cash dividends
  • $12,900Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.75%Cost of funding earning assets
  • 3.14%Net interest margin
  • 4.61%Noninterest income to earning assets
  • 1.45%Noninterest expense to earning assets
  • 3.70%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 1.84%Return on equity (ROE)
  • 18.24%Retained earnings to average equity (YTD only)
  • -0.11%Net charge-offs to loans
  • 0.43%Credit loss provision to net charge-offs
  • 130.83%Efficiency ratio
  • 60,431Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 100.62%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 325.52%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 76.77%Net loans and leases to core deposits
  • 83.88%Equity capital to assets
  • 7.16%Core capital (leverage) ratio
  • 6.72%Tier 1 risk-based capital ratio
  • 9.79%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $983,331Average earning assets
  • $70,278Average equity
  • $888,633Average loans

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