First of America Bank-Indiana in city_name, state_name - Detailed Financial Reports, Location

First of America Bank-Indiana in Indianapolis, Indiana (IN)
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First of America Bank-Indiana - Overview

General
FDIC Certificate #: 13100
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of the Midwest (#5029)
Federal Reserve ID: 68644
Date Established: January 01, 1929
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 66 (Interstate: No)
OTS Docket #: 11661
FDIC's unique #: 8286
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 30, 1997
Last Structure Change Process Date: July 30, 1997
Last Data Update: July 30, 1997
Data Source Date: April 05, 2012
Location
Address: 101 West Ohio Street, Indianapolis, IN 46204
County: Marion
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
Financial Summary
Total assets: $1,299.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$497Total assets
$1,336,611Cash and due from depository institutions
$75,105Interest-bearing balances
$0Securities
$202,353Federal funds sold & reverse repurchase agreements
$12,314Net loans & leases
$1,007,068Loan loss allowance
$11,469Trading account assets
$0Bank premises and fixed assets
$20,045Other real estate owned
$2,077Goodwill and other intangibles
$15,480Life insurance assets
$2,169All other assets
$0Total liabilities and capital
$1,336,611Total liabilities
$1,234,242Total deposits
$1,086,761Interest-bearing deposits
$896,076Deposits held in domestic offices
1086761.00%% insured (estimated)
$77Federal funds purchased & repurchase agreements
$52,984Trading liabilities
$0Other borrowed funds
$86,532Subordinated debt
$0All other liabilities
$7,965Total equity capital
$7,965Total bank equity capital
$102,369Perpetual preferred stock
$0Common stock
$10,781Surplus
$49,357Undivided profits
Memoranda
$42,231Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,883Income earned, not collected on loans
$6,653Earning assets
$1,221,735Long-term assets (5+ years)
$370,936Average Assets, year-to-date
$1,405,455Average Assets, quarterly
$1,364,518Volatile liabilities
$216,207Insider loans
$13,728FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$223,287Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$101,077Total risk weighted assets
$1,040,459Total unused commitments
$0Restructured Loans and leases
$30,000Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$105,606Total interest expense
$49,034Net interest income
$56,572Provision for loan and lease losses
$5,140Total noninterest income
$22,088Fiduciary activities
$4,078Service charges on deposit accounts
$8,665Trading account gains & fees
$0Additional noninterest income
$9,345Total noninterest expense
$54,075Salaries and employee benefits
$15,326Premises and equipment expense
$6,122Additional noninterest expense
$32,627Pre-tax net operating income
$19,445Securities gains (losses)
-$62Applicable income taxes
$7,571Income before extraordinary items
$11,812Extraordinary gains - net
$0Net income attributable to bank
$11,812Net charge-offs
$4,364Cash dividends
$14,300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.17%Cost of funding earning assets
3.79%Net interest margin
4.38%Noninterest income to earning assets
1.71%Noninterest expense to earning assets
4.18%Net operating income to assets
0.84%Return on assets (ROA)
0.84%Pretax return on assets
1.38%Return on equity (ROE)
11.29%Retained earnings to average equity (YTD only)
-2.38%Net charge-offs to loans
0.41%Credit loss provision to net charge-offs
117.78%Efficiency ratio
68,384Assets per employee
2.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
121.06%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
129.11%Noncurrent assets plus other real estate owned to assets
0.82%Noncurrent loans to loans
0.87%Net loans and leases to deposits
92.67%Net loans and leases to core deposits
105.44%Equity capital to assets
7.66%Core capital (leverage) ratio
7.63%Tier 1 risk-based capital ratio
9.71%Total risk-based capital ratio
Memoranda
$11Average assets
$1,405,455Average earning assets
$104,622Average equity
$1,292,408Average loans

First of America Bank-Indiana in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First of America Bank-Indiana - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First of America Bank-Indiana in Indianapolis, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First of America Bank-Indiana - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First of America Bank-Indiana in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches