Firstar Bank Council Bluffs in Council Bluffs, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 1995

  • Firstar Bank Council Bluffs in Council Bluffs, Iowa (IA)
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Firstar Bank Council Bluffs - Overview

  • General
  • FDIC Certificate #: 1548
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Iowa, National Association (#10895)
    Federal Reserve ID: 213248
    Date Established: January 01, 1856
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 1017
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 30, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Broadway At Main And Pearl Streets, Council Bluffs, IA 51501
    County: Pottawattamie
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $297.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $137Total assets
  • $262,265Cash and due from depository institutions
  • $16,098Interest-bearing balances
  • $0Securities
  • $45,325Federal funds sold & reverse repurchase agreements
  • $743Net loans & leases
  • $190,636Loan loss allowance
  • $2,709Trading account assets
  • $0Bank premises and fixed assets
  • $3,019Other real estate owned
  • $20Goodwill and other intangibles
  • $6,389Life insurance assets
  • $35All other assets
  • $0Total liabilities and capital
  • $262,265Total liabilities
  • $240,866Total deposits
  • $226,419Interest-bearing deposits
  • $187,970Deposits held in domestic offices
  • 226419.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $11,225Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,222Total equity capital
  • $3,222Total bank equity capital
  • $21,399Perpetual preferred stock
  • $0Common stock
  • $2,328Surplus
  • $8,922Undivided profits
  • Memoranda
  • $10,149Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,499Income earned, not collected on loans
  • $1,985Earning assets
  • $236,704Long-term assets (5+ years)
  • $32,605Average Assets, year-to-date
  • $272,692Average Assets, quarterly
  • $268,746Volatile liabilities
  • $15,967Insider loans
  • $2,668FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $45,948Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,364Total risk weighted assets
  • $204,701Total unused commitments
  • $0Restructured Loans and leases
  • $1,000Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,214Total interest expense
  • $6,433Net interest income
  • $12,781Provision for loan and lease losses
  • $1,570Total noninterest income
  • $4,581Fiduciary activities
  • $1,720Service charges on deposit accounts
  • $1,656Trading account gains & fees
  • $0Additional noninterest income
  • $1,205Total noninterest expense
  • $10,769Salaries and employee benefits
  • $3,999Premises and equipment expense
  • $918Additional noninterest expense
  • $5,852Pre-tax net operating income
  • $5,023Securities gains (losses)
  • $0Applicable income taxes
  • $1,662Income before extraordinary items
  • $3,361Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,361Net charge-offs
  • $1,405Cash dividends
  • $3,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.78%Cost of funding earning assets
  • 2.60%Net interest margin
  • 5.17%Noninterest income to earning assets
  • 1.85%Noninterest expense to earning assets
  • 4.36%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 1.84%Return on equity (ROE)
  • 15.61%Retained earnings to average equity (YTD only)
  • 1.68%Net charge-offs to loans
  • 0.70%Credit loss provision to net charge-offs
  • 111.74%Efficiency ratio
  • 62,026Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.26%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 180.72%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.78%Net loans and leases to deposits
  • 84.20%Net loans and leases to core deposits
  • 86.00%Equity capital to assets
  • 8.16%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 10.44%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $272,692Average earning assets
  • $21,532Average equity
  • $247,001Average loans

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