Firstar Bank Eau Claire, National Association in Eau Claire, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 25, 1996

  • Firstar Bank Eau Claire, National Association in Eau Claire, Wisconsin (WI)
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Firstar Bank Eau Claire, National Association - Overview

  • General
  • FDIC Certificate #: 5345
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Wisconsin (#6205)
    Federal Reserve ID: 574257
    Date Established: Febuary 15, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 3607
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 25, 1996
    Last Structure Change Process Date: May 01, 1996
    Last Data Update: May 01, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 131 South Barstow Street, Eau Claire, WI 54701
    County: Eau Claire
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Eau Claire, WI (#2290)
    Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
    Core Based Statistical Area (CBSA): Eau Claire, WI (#20740)
    CBSA Metro Statistical Area: Eau Claire, WI (#20740)
  • Financial Summary
  • Total assets: $296.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $105Total assets
  • $296,030Cash and due from depository institutions
  • $24,598Interest-bearing balances
  • $0Securities
  • $64,492Federal funds sold & reverse repurchase agreements
  • $9,695Net loans & leases
  • $189,305Loan loss allowance
  • $2,695Trading account assets
  • $0Bank premises and fixed assets
  • $3,724Other real estate owned
  • $360Goodwill and other intangibles
  • $3,856Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $296,030Total liabilities
  • $272,501Total deposits
  • $233,587Interest-bearing deposits
  • $170,250Deposits held in domestic offices
  • 233587.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $35,955Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,959Total equity capital
  • $2,959Total bank equity capital
  • $23,529Perpetual preferred stock
  • $0Common stock
  • $4,630Surplus
  • $4,750Undivided profits
  • Memoranda
  • $14,149Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,407Income earned, not collected on loans
  • $693Earning assets
  • $263,492Long-term assets (5+ years)
  • $41,905Average Assets, year-to-date
  • $297,209Average Assets, quarterly
  • $293,911Volatile liabilities
  • $45,963Insider loans
  • $7,344FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $67,420Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $23,006Total risk weighted assets
  • $197,930Total unused commitments
  • $0Restructured Loans and leases
  • $15,000Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,204Total interest expense
  • $8,895Net interest income
  • $12,309Provision for loan and lease losses
  • $70Total noninterest income
  • $5,686Fiduciary activities
  • $3,087Service charges on deposit accounts
  • $1,354Trading account gains & fees
  • $5Additional noninterest income
  • $1,240Total noninterest expense
  • $10,529Salaries and employee benefits
  • $4,342Premises and equipment expense
  • $1,073Additional noninterest expense
  • $5,114Pre-tax net operating income
  • $7,396Securities gains (losses)
  • $309Applicable income taxes
  • $2,494Income before extraordinary items
  • $5,211Extraordinary gains - net
  • $0Net income attributable to bank
  • $5,211Net charge-offs
  • $69Cash dividends
  • $3,750Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.95%Cost of funding earning assets
  • 3.34%Net interest margin
  • 4.62%Noninterest income to earning assets
  • 2.13%Noninterest expense to earning assets
  • 3.95%Net operating income to assets
  • 1.68%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 2.59%Return on equity (ROE)
  • 23.04%Retained earnings to average equity (YTD only)
  • 6.46%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 101.45%Efficiency ratio
  • 58,511Assets per employee
  • 2.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.96%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 191.54%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 81.04%Net loans and leases to core deposits
  • 84.67%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 7.47%Tier 1 risk-based capital ratio
  • 11.62%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $297,209Average earning assets
  • $22,621Average equity
  • $266,631Average loans

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