Firstar Bank Ottumwa in Ottumwa, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 16, 1995

  • Firstar Bank Ottumwa in Ottumwa, Iowa (IA)
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Firstar Bank Ottumwa - Overview

  • General
  • FDIC Certificate #: 964
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Iowa, National Association (#10895)
    Federal Reserve ID: 81447
    Date Established: January 01, 1871
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 632
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 16, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 3rd And Market Streets, Ottumwa, IA 52501
    County: Wapello
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Ottumwa, IA (#36900)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $166.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $69Total assets
  • $178,873Cash and due from depository institutions
  • $8,362Interest-bearing balances
  • $0Securities
  • $57,053Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $106,927Loan loss allowance
  • $1,816Trading account assets
  • $0Bank premises and fixed assets
  • $2,875Other real estate owned
  • $0Goodwill and other intangibles
  • $3,656Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $178,873Total liabilities
  • $164,428Total deposits
  • $135,106Interest-bearing deposits
  • $118,634Deposits held in domestic offices
  • 135106.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $27,715Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,607Total equity capital
  • $1,607Total bank equity capital
  • $14,445Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $7,500Undivided profits
  • Memoranda
  • $5,445Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $364Income earned, not collected on loans
  • $1,487Earning assets
  • $163,980Long-term assets (5+ years)
  • $34,709Average Assets, year-to-date
  • $165,596Average Assets, quarterly
  • $176,133Volatile liabilities
  • $31,950Insider loans
  • $13,731FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $43,365Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,445Total risk weighted assets
  • $113,848Total unused commitments
  • $0Restructured Loans and leases
  • $2,500Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,452Total interest expense
  • $3,810Net interest income
  • $7,642Provision for loan and lease losses
  • $0Total noninterest income
  • $2,143Fiduciary activities
  • $1,129Service charges on deposit accounts
  • $482Trading account gains & fees
  • $0Additional noninterest income
  • $532Total noninterest expense
  • $5,758Salaries and employee benefits
  • $2,308Premises and equipment expense
  • $544Additional noninterest expense
  • $2,906Pre-tax net operating income
  • $4,027Securities gains (losses)
  • $0Applicable income taxes
  • $1,137Income before extraordinary items
  • $2,890Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,890Net charge-offs
  • -$174Cash dividends
  • $2,500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.46%Cost of funding earning assets
  • 2.48%Net interest margin
  • 4.98%Noninterest income to earning assets
  • 1.40%Noninterest expense to earning assets
  • 3.75%Net operating income to assets
  • 1.75%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 2.43%Return on equity (ROE)
  • 20.81%Retained earnings to average equity (YTD only)
  • 2.81%Net charge-offs to loans
  • -0.17%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,845Assets per employee
  • 2.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 86.51%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 498.90%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 79.14%Net loans and leases to core deposits
  • 81.70%Equity capital to assets
  • 8.08%Core capital (leverage) ratio
  • 8.37%Tier 1 risk-based capital ratio
  • 12.69%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $165,596Average earning assets
  • $13,891Average equity
  • $153,412Average loans

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