Firstar Bank Sioux City, National Association in Sioux City, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 23, 1995

  • Firstar Bank Sioux City, National Association in Sioux City, Iowa (IA)
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Firstar Bank Sioux City, National Association - Overview

  • General
  • FDIC Certificate #: 4504
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Iowa, National Association (#10895)
    Federal Reserve ID: 120645
    Date Established: April 15, 1931
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2976
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 23, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 Pierce Street, Sioux City, IA 51102
    County: Woodbury
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Sioux City, IA-NE (#7720)
    Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
    Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
    CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
  • Financial Summary
  • Total assets: $234.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $87Total assets
  • $247,683Cash and due from depository institutions
  • $21,260Interest-bearing balances
  • $0Securities
  • $44,249Federal funds sold & reverse repurchase agreements
  • $1,000Net loans & leases
  • $167,059Loan loss allowance
  • $2,371Trading account assets
  • $0Bank premises and fixed assets
  • $7,669Other real estate owned
  • $1,831Goodwill and other intangibles
  • $4,615Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $247,683Total liabilities
  • $230,618Total deposits
  • $184,908Interest-bearing deposits
  • $151,354Deposits held in domestic offices
  • 184908.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $41,523Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $4,187Total equity capital
  • $4,187Total bank equity capital
  • $17,065Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $12,065Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,433Income earned, not collected on loans
  • $1,518Earning assets
  • $212,308Long-term assets (5+ years)
  • $41,920Average Assets, year-to-date
  • $226,446Average Assets, quarterly
  • $235,440Volatile liabilities
  • $46,933Insider loans
  • $8,317FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $60,590Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,065Total risk weighted assets
  • $182,850Total unused commitments
  • $0Restructured Loans and leases
  • $24,060Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,922Total interest expense
  • $6,033Net interest income
  • $9,889Provision for loan and lease losses
  • $614Total noninterest income
  • $2,420Fiduciary activities
  • $458Service charges on deposit accounts
  • $942Trading account gains & fees
  • $0Additional noninterest income
  • $1,020Total noninterest expense
  • $7,645Salaries and employee benefits
  • $2,952Premises and equipment expense
  • $717Additional noninterest expense
  • $3,976Pre-tax net operating income
  • $4,050Securities gains (losses)
  • $0Applicable income taxes
  • $1,300Income before extraordinary items
  • $2,750Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,750Net charge-offs
  • $280Cash dividends
  • $1,450Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.91%Cost of funding earning assets
  • 3.00%Net interest margin
  • 4.91%Noninterest income to earning assets
  • 1.20%Noninterest expense to earning assets
  • 3.80%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.21%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 16.86%Retained earnings to average equity (YTD only)
  • 7.97%Net charge-offs to loans
  • 0.17%Credit loss provision to net charge-offs
  • 219.29%Efficiency ratio
  • 62,109Assets per employee
  • 2.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.73%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 165.46%Noncurrent assets plus other real estate owned to assets
  • 1.32%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 90.35%Net loans and leases to core deposits
  • 93.07%Equity capital to assets
  • 6.89%Core capital (leverage) ratio
  • 7.16%Tier 1 risk-based capital ratio
  • 9.33%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $226,446Average earning assets
  • $16,310Average equity
  • $201,331Average loans

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