Fox Chase Bank in Hatboro, Pennsylvania (PA), NJ
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Fox Chase Bank in Hatboro, Pennsylvania (PA), NJ
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Fox Chase Bank - Overview

  • General
  • FDIC Certificate #: 28888
    Status: Active
    Federal Reserve ID: 30874
    Date Established: January 01, 1868
    WWW: http://www.foxchasebank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 11 (Domestic: 11, Interstate: Yes)
    OTS Docket #: 2563
    FDIC's unique #: 41722
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 08, 1937
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 4390 Davisville Road, Hatboro, PA 19040
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $1,018.1 mil
    Equity capital: $161.4 mil
    Deposits held in domestic offices: $699.8 mil
    Return on assets (ROA): 0.47% ($4.8 mil)
    Quarterly return on assets: 0.42% ($4.3 mil)
    Return on Equity (ROE): 3.13% ($5.0 mil)
    Quarterly return on equity: 2.70% ($4.3 mil)
    Net income: $5.0 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.68% ($6,923.1 mil)
    Quarterly Pretax return on assets: 0.62% ($6,312.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 136Total employees (full-time equivalent)
  • $1,018,097Total assets
  • $9,417Cash and due from depository institutions
  • $6,852Interest-bearing balances
  • $289,845Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $670,981Net loans & leases
  • $12,075Loan loss allowance
  • $0Trading account assets
  • $10,431Bank premises and fixed assets
  • $4,044Other real estate owned
  • $316Goodwill and other intangibles
  • $1,018,097Life insurance assets
  • $33,063All other assets
  • $856,743Total liabilities and capital
  • $699,828Total liabilities
  • $668,595Total deposits
  • $699,828Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 58500.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $95,453Trading liabilities
  • $0Other borrowed funds
  • $2,962Subordinated debt
  • $161,354All other liabilities
  • $161,354Total equity capital
  • $161,354Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $80,793Surplus
  • $80,560Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,078Income earned, not collected on loans
  • $0Earning assets
  • $3,585Long-term assets (5+ years)
  • $967,678Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $1,063,116Volatile liabilities
  • $1,025,984Insider loans
  • $675,675FHLB advances
  • $1,011,530Loans and leases held for sale
  • $13,606Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $154,623Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $184,125Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $46,036Total interest income
  • $15,179Total interest expense
  • $30,857Net interest income
  • $5,734Provision for loan and lease losses
  • $2,950Total noninterest income
  • $0Fiduciary activities
  • $927Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,023Additional noninterest income
  • $21,524Total noninterest expense
  • $12,761Salaries and employee benefits
  • $4,081Premises and equipment expense
  • $4,682Additional noninterest expense
  • $6,549Pre-tax net operating income
  • $730Securities gains (losses)
  • $2,310Applicable income taxes
  • $4,969Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,969Net income attributable to bank
  • $0Net charge-offs
  • $4,969Cash dividends
  • $1,822Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.57%Yield on earning assets
  • 1.51%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.13%Noninterest expense to earning assets
  • 0.42%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 3.13%Return on equity (ROE)
  • 3.13%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 314.71%Credit loss provision to net charge-offs
  • 6.74%Efficiency ratio
  • 63,667Assets per employee
  • 7.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 70.71%Noncurrent assets plus other real estate owned to assets
  • 1.92%Noncurrent loans to loans
  • 2.50%Net loans and leases to deposits
  • 95.88%Net loans and leases to core deposits
  • 98.66%Equity capital to assets
  • 15.85%Core capital (leverage) ratio
  • 15.30%Tier 1 risk-based capital ratio
  • 22.88%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $1,063,116Average earning assets
  • $158,665Average equity
  • $1,008,411Average loans

List of branches

  • 3 New Jersey Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    102359233Ocean City Branch921 West Ave, Ocean City, NJ 8226Febuary 22, 2000Full Service Brick and Mortar
    106461842Black Horse Pike Branch6059 Black Horse Pike, Egg Harbor Township, NJ 8234September 05, 2000Full Service Brick and Mortar
    108461844Route 9 South Branch8 Us Route 9 South, Marmora, NJ 8223March 27, 2006Full Service Brick and Mortar
  • 8 Pennsylvania Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    041722Fox Chase Bank4390 Davisville Road, Hatboro, PA 19040January 01, 1868Full Service Brick and Mortar
    100271406815 Bustleton Pike Branch815 Bustleton Pk, Richboro, PA 18954June 30, 1986Full Service Brick and Mortar
    101271407Fitzwatertown Road Branch1 Fitzwatertownroad, Willow Grove, PA 19090June 30, 1996Full Service Brick and Mortar
    103359682401 Rhawn Street Branch401 Rhawn Street, Philadelphia, PA 19111Febuary 14, 1997Full Service Brick and Mortar
    104426526Warminster Branch1041 York Road, Warminster, PA 18974Febuary 01, 2000Full Service Brick and Mortar
    107461843York Road Branch5870 York Road, Lahaska, PA 18931December 26, 2004Full Service Brick and Mortar
    111491905West Chester Branch137 N. High Street, West Chester, PA 19380October 01, 2007Full Service Brick and Mortar
    112495109Media Branch210 West State St, Media, PA 19063January 01, 2007Full Service Brick and Mortar

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