Gold BANK in Hennessey, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 03, 2004

  • Gold BANK in Hennessey, Oklahoma (OK)
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Gold BANK - Overview

  • General
  • FDIC Certificate #: 413
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Gold Bank (#13155)
    Federal Reserve ID: 360852
    Date Established: January 01, 1902
    WWW: http://www.goldbank-ok.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 14 (Interstate: No)
    OTS Docket #: 15333
    FDIC's unique #: 318
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 03, 2004
    Last Structure Change Process Date: May 05, 2004
    Last Data Update: May 05, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 North Main Street, Hennessey, OK 73742
    County: Kingfisher
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $1,108.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 205Total employees (full-time equivalent)
  • $1,102,983Total assets
  • $22,693Cash and due from depository institutions
  • $95Interest-bearing balances
  • $341,501Securities
  • $7,086Federal funds sold & reverse repurchase agreements
  • $668,151Net loans & leases
  • $8,434Loan loss allowance
  • $0Trading account assets
  • $11,571Bank premises and fixed assets
  • $544Other real estate owned
  • $9,508Goodwill and other intangibles
  • $0Life insurance assets
  • $41,929All other assets
  • $1,102,983Total liabilities and capital
  • $1,013,835Total liabilities
  • $774,325Total deposits
  • $742,822Interest-bearing deposits
  • $774,325Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $116,599Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $116,582Other borrowed funds
  • $0Subordinated debt
  • $6,329All other liabilities
  • $89,148Total equity capital
  • $89,148Total bank equity capital
  • $89,148Perpetual preferred stock
  • $0Common stock
  • $650Surplus
  • $53,051Undivided profits
  • Memoranda
  • $35,447Noncurrent loans and leases
  • $120,670Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,718Earning assets
  • $1,419Long-term assets (5+ years)
  • $7,164Average Assets, year-to-date
  • $1,016,833Average Assets, quarterly
  • $202,119Volatile liabilities
  • $1,087,201Insider loans
  • $1,108,360FHLB advances
  • $252,605Loans and leases held for sale
  • $3,264Unused loan commitments
  • $115,898Tier 1 (core) risk-based capital
  • $60,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $120,670Total unused commitments
  • $2,986Restructured Loans and leases
  • $8,434Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $54,968Total interest income
  • $22,248Total interest expense
  • $32,720Net interest income
  • $3,600Provision for loan and lease losses
  • $9,554Total noninterest income
  • $44Fiduciary activities
  • $3,738Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,772Additional noninterest income
  • $20,984Total noninterest expense
  • $11,341Salaries and employee benefits
  • $2,537Premises and equipment expense
  • $7,106Additional noninterest expense
  • $17,690Pre-tax net operating income
  • $324Securities gains (losses)
  • $5,079Applicable income taxes
  • $12,935Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,935Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $4,611Sale, conversion, retirement of capital stock, net
  • $4,500Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.52%Yield on earning assets
  • 2.24%Cost of funding earning assets
  • 3.29%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 2.11%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 14.93%Return on equity (ROE)
  • 9.73%Retained earnings to average equity (YTD only)
  • 0.67%Net charge-offs to loans
  • 78.07%Credit loss provision to net charge-offs
  • 4.62%Efficiency ratio
  • 49,638Assets per employee
  • 5.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.79%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 109.28%Noncurrent assets plus other real estate owned to assets
  • 0.75%Noncurrent loans to loans
  • 1.14%Net loans and leases to deposits
  • 86.29%Net loans and leases to core deposits
  • 104.56%Equity capital to assets
  • 8.08%Core capital (leverage) ratio
  • 7.29%Tier 1 risk-based capital ratio
  • 10.31%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,087,201Average earning assets
  • $86,662Average equity
  • $995,242Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $30,941Managed Assets
  • 1Number of Accounts
  • $30,941Personal trust and agency accounts
  • $5,499Employee benefit-defined contribution accounts
  • $6,860Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $668Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $17,914Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 47Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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