GoldenBank, National Association in Golden, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 14, 1995

  • GoldenBank, National Association in Golden, Colorado (CO)
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GoldenBank, National Association - Overview

  • General
  • FDIC Certificate #: 15494
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank West, National Association (#3011)
    Federal Reserve ID: 558752
    Date Established: January 01, 1937
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 9796
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 08, 1937
    Last Structure Change Effective Date: August 14, 1995
    Last Structure Change Process Date: August 30, 1995
    Last Data Update: August 30, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1301 Jackson Street, Golden, CO 80401
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $249.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $159Total assets
  • $273,384Cash and due from depository institutions
  • $20,026Interest-bearing balances
  • $0Securities
  • $115,454Federal funds sold & reverse repurchase agreements
  • $2,400Net loans & leases
  • $130,718Loan loss allowance
  • $3,792Trading account assets
  • $0Bank premises and fixed assets
  • $1,977Other real estate owned
  • $20Goodwill and other intangibles
  • $2,789Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $273,384Total liabilities
  • $251,397Total deposits
  • $235,047Interest-bearing deposits
  • $174,940Deposits held in domestic offices
  • 235047.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $15,160Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,190Total equity capital
  • $1,190Total bank equity capital
  • $21,987Perpetual preferred stock
  • $0Common stock
  • $3,500Surplus
  • $4,037Undivided profits
  • Memoranda
  • $14,450Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,242Income earned, not collected on loans
  • $868Earning assets
  • $248,572Long-term assets (5+ years)
  • $45,982Average Assets, year-to-date
  • $273,642Average Assets, quarterly
  • $275,752Volatile liabilities
  • $22,989Insider loans
  • $962FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $42,530Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,249Total risk weighted assets
  • $164,053Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $18,575Total interest expense
  • $4,992Net interest income
  • $13,583Provision for loan and lease losses
  • $0Total noninterest income
  • $2,197Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,400Trading account gains & fees
  • $0Additional noninterest income
  • $797Total noninterest expense
  • $9,062Salaries and employee benefits
  • $5,033Premises and equipment expense
  • $783Additional noninterest expense
  • $3,246Pre-tax net operating income
  • $6,718Securities gains (losses)
  • $14Applicable income taxes
  • $1,950Income before extraordinary items
  • $4,782Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,782Net charge-offs
  • -$135Cash dividends
  • $1,800Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.40%Cost of funding earning assets
  • 1.99%Net interest margin
  • 5.41%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 3.61%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 2.46%Return on equity (ROE)
  • 23.28%Retained earnings to average equity (YTD only)
  • 14.51%Net charge-offs to loans
  • -0.11%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 57,427Assets per employee
  • 1.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.64%Loss allowance to loans
  • 2.82%Loss allowance to noncurrent loans
  • 305.31%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 55.61%Net loans and leases to core deposits
  • 57.53%Equity capital to assets
  • 8.04%Core capital (leverage) ratio
  • 8.09%Tier 1 risk-based capital ratio
  • 13.56%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $273,642Average earning assets
  • $20,545Average equity
  • $250,964Average loans

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