FDIC Certificate #: 23258 Status: Active Federal Reserve ID: 239015 Date Established: November 24, 1980 WWW:http://www.gothambankny.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 16297 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: November 24, 1980 Last Structure Change Effective Date: December 01, 2006 Last Structure Change Process Date: December 01, 2006 Last Data Update: December 01, 2006 Data Source Date: April 05, 2012
Location
Address: 1412 Broadway, New York, NY 10018 County: New York Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
History of Changes
Change in Location
Financial Summary
Total assets: $433.2 mil Equity capital: $32.2 mil Deposits held in domestic offices: $369.5 mil Return on assets (ROA): 0.97% ($4.2 mil) Quarterly return on assets: 1.34% ($5.8 mil) Return on Equity (ROE): 13.20% ($4.2 mil) Quarterly return on equity: 17.97% ($5.8 mil) Net income: $4.0 mil Quarterly Net income: $1.4 mil Pretax return on assets: 1.78% ($7,711.8 mil) Quarterly Pretax return on assets: 2.44% ($10,571.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
34Total employees (full-time equivalent)
$433,248Total assets
$44,283Cash and due from depository institutions
$37,717Interest-bearing balances
$206,004Securities
$0Federal funds sold & reverse repurchase agreements
$179,243Net loans & leases
$2,255Loan loss allowance
$0Trading account assets
$562Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$433,248Life insurance assets
$3,156All other assets
$401,054Total liabilities and capital
$369,455Total liabilities
$286,113Total deposits
$369,455Interest-bearing deposits
$46Deposits held in domestic offices
30000.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,599Subordinated debt
$32,194All other liabilities
$32,194Total equity capital
$32,194Total bank equity capital
$0Perpetual preferred stock
$3,052Common stock
$2,744Surplus
$26,398Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,038Income earned, not collected on loans
$0Earning assets
$1,133Long-term assets (5+ years)
$422,964Average Assets, year-to-date
$90,478Average Assets, quarterly
$405,873Volatile liabilities
$426,572Insider loans
$189,904FHLB advances
$423,783Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$31,264Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$22,536Restructured Loans and leases
$1,398Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$14,070Total interest income
$4,076Total interest expense
$9,994Net interest income
$397Provision for loan and lease losses
$451Total noninterest income
$0Fiduciary activities
$159Service charges on deposit accounts
$0Trading account gains & fees
$292Additional noninterest income
$7,298Total noninterest expense
$4,425Salaries and employee benefits
$1,116Premises and equipment expense
$1,757Additional noninterest expense
$2,750Pre-tax net operating income
$4,488Securities gains (losses)
$3,281Applicable income taxes
$3,957Income before extraordinary items
$0Extraordinary gains - net
$3,957Net income attributable to bank
$0Net charge-offs
$3,957Cash dividends
$97Sale, conversion, retirement of capital stock, net
$769Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.57%Yield on earning assets
1.03%Cost of funding earning assets
2.54%Net interest margin
0.11%Noninterest income to earning assets
1.85%Noninterest expense to earning assets
0.27%Net operating income to assets
0.97%Return on assets (ROA)
1.78%Pretax return on assets
13.20%Return on equity (ROE)
10.64%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
409.28%Credit loss provision to net charge-offs
32.44%Efficiency ratio
69,871Assets per employee
12.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.43%Loss allowance to loans
1.24%Loss allowance to noncurrent loans
217.24%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.57%Net loans and leases to deposits
48.52%Net loans and leases to core deposits
66.21%Equity capital to assets
7.43%Core capital (leverage) ratio
7.38%Tier 1 risk-based capital ratio
16.46%Total risk-based capital ratio
Memoranda
$18Average assets
$405,873Average earning assets
$29,966Average equity
$393,933Average loans
List of branches
1 New York Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
16297
Gotham Bank Of New York
1412 Broadway, New York, NY 10018
November 24, 1980
Full Service Brick and Mortar
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