Great Financial Bank, FSB in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 06, 1998

  • Great Financial Bank, FSB in Louisville, Kentucky (KY)
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Great Financial Bank, FSB - Overview

  • General
  • FDIC Certificate #: 27731
    Status: Inactive
    Federal Reserve ID: 779575
    Date Established: January 01, 1915
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 189
    FDIC's unique #: 40565
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: October 29, 1934
    Last Structure Change Effective Date: Febuary 06, 1998
    Last Structure Change Process Date: April 30, 1998
    Last Data Update: April 30, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: One Financial Square, Louisville, KY 40270
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • History of Changes
  • Other Liquidations and Closings
    Office Sold
  • Financial Summary
  • Total assets: $3,039.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 847Total employees (full-time equivalent)
  • $3,039,738Total assets
  • $40,056Cash and due from depository institutions
  • $2,854Interest-bearing balances
  • $857,725Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,800,647Net loans & leases
  • $17,218Loan loss allowance
  • $0Trading account assets
  • $33,012Bank premises and fixed assets
  • $1,632Other real estate owned
  • $70,377Goodwill and other intangibles
  • $0Life insurance assets
  • $236,289All other assets
  • $3,039,738Total liabilities and capital
  • $2,766,065Total liabilities
  • $1,980,626Total deposits
  • $1,925,978Interest-bearing deposits
  • $1,980,626Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $144,583Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $600,805Other borrowed funds
  • $0Subordinated debt
  • $40,051All other liabilities
  • $273,673Total equity capital
  • $273,673Total bank equity capital
  • $273,673Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $121,929Undivided profits
  • Memoranda
  • $151,744Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,604Earning assets
  • $0Long-term assets (5+ years)
  • $9,265Average Assets, year-to-date
  • $2,661,226Average Assets, quarterly
  • $0Volatile liabilities
  • $2,973,435Insider loans
  • $2,964,335FHLB advances
  • $1,084,883Loans and leases held for sale
  • $1,385Unused loan commitments
  • $580,177Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $278,856Total unused commitments
  • $0Restructured Loans and leases
  • $1,427,359Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $200,026Total interest income
  • $134,392Total interest expense
  • $65,634Net interest income
  • $5,823Provision for loan and lease losses
  • $44,774Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44,774Additional noninterest income
  • $73,000Total noninterest expense
  • $37,778Salaries and employee benefits
  • $9,649Premises and equipment expense
  • $25,573Additional noninterest expense
  • $31,585Pre-tax net operating income
  • $9,425Securities gains (losses)
  • $14,179Applicable income taxes
  • $26,831Income before extraordinary items
  • $0Extraordinary gains - net
  • $26,831Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,879Sale, conversion, retirement of capital stock, net
  • $20,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.63%Yield on earning assets
  • 5.13%Cost of funding earning assets
  • 2.50%Net interest margin
  • 1.71%Noninterest income to earning assets
  • 2.79%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 10.35%Return on equity (ROE)
  • 2.63%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 309.90%Credit loss provision to net charge-offs
  • 19.91%Efficiency ratio
  • 65,221Assets per employee
  • 3.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.54%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 226.43%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 90.91%Net loans and leases to core deposits
  • 109.72%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 8.44%Tier 1 risk-based capital ratio
  • 17.84%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $2,973,435Average earning assets
  • $259,262Average equity
  • $2,620,483Average loans

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