Great Southwest Bank, fsb in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1996

  • Great Southwest Bank, fsb in Houston, Texas (TX)
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Great Southwest Bank, fsb - Overview

  • General
  • FDIC Certificate #: 33105
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Allied Houston Bank (#32317)
    Federal Reserve ID: 1476367
    Date Established: May 18, 1990
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8856
    FDIC's unique #: 46339
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 18, 1990
    Last Structure Change Effective Date: April 01, 1996
    Last Structure Change Process Date: May 15, 1996
    Last Data Update: May 15, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 3715 Fm 1960 West, Houston, TX 77069
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $45.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $22Total assets
  • $45,186Cash and due from depository institutions
  • $6,022Interest-bearing balances
  • $5,584Securities
  • $4,200Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $30,290Loan loss allowance
  • $226Trading account assets
  • $0Bank premises and fixed assets
  • $592Other real estate owned
  • $542Goodwill and other intangibles
  • $3,540Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,186Total liabilities
  • $42,827Total deposits
  • $41,130Interest-bearing deposits
  • $38,536Deposits held in domestic offices
  • 41130.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,565Subordinated debt
  • $0All other liabilities
  • $132Total equity capital
  • $132Total bank equity capital
  • $2,359Perpetual preferred stock
  • $0Common stock
  • $1,775Surplus
  • $535Undivided profits
  • Memoranda
  • $49Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,092Income earned, not collected on loans
  • $312Earning assets
  • $40,074Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $48,001Average Assets, quarterly
  • $47,851Volatile liabilities
  • $6,739Insider loans
  • $0FHLB advances
  • $1,565Loans and leases held for sale
  • $0Unused loan commitments
  • $1,182Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,359Total risk weighted assets
  • $24,346Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,972Total interest expense
  • $2,403Net interest income
  • $1,569Provision for loan and lease losses
  • $143Total noninterest income
  • $593Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $593Total noninterest expense
  • $2,142Salaries and employee benefits
  • $932Premises and equipment expense
  • $392Additional noninterest expense
  • $818Pre-tax net operating income
  • -$123Securities gains (losses)
  • $66Applicable income taxes
  • $2Income before extraordinary items
  • -$59Extraordinary gains - net
  • $0Net income attributable to bank
  • -$59Net charge-offs
  • $365Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.02%Cost of funding earning assets
  • 5.46%Net interest margin
  • 3.56%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 4.87%Net operating income to assets
  • -0.26%Return on assets (ROA)
  • -0.12%Pretax return on assets
  • -0.12%Return on equity (ROE)
  • -2.46%Retained earnings to average equity (YTD only)
  • -2.46%Net charge-offs to loans
  • 1.05%Credit loss provision to net charge-offs
  • 39.18%Efficiency ratio
  • 98,335Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.74%Loss allowance to noncurrent loans
  • 20.70%Noncurrent assets plus other real estate owned to assets
  • 3.62%Noncurrent loans to loans
  • 3.58%Net loans and leases to deposits
  • 73.64%Net loans and leases to core deposits
  • 84.24%Equity capital to assets
  • 5.22%Core capital (leverage) ratio
  • 5.22%Tier 1 risk-based capital ratio
  • 9.69%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $48,001Average earning assets
  • $2,395Average equity
  • $44,021Average loans

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