Greenville Federal in city_name, state_name - Detailed Financial Reports, Location

Greenville Federal in Greenville, Ohio (OH)
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Greenville Federal - Overview

General
FDIC Certificate #: 27965
Status: Active
Federal Reserve ID: 567679
Date Established: January 01, 1883
WWW: http://www.greenvillefederal.com
Trust Powers Granted: No
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 641
FDIC's unique #: 40799
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: November 13, 1942
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 690 Wagner Avenue, Greenville, OH 45331
County: Darke
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
Core Based Statistical Area (CBSA): Greenville, OH (#24820)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $138.8 mil
Equity capital: $14.5 mil
Deposits held in domestic offices: $109.1 mil
Return on assets (ROA): 0.79% ($1.1 mil)
Quarterly return on assets: 0.94% ($1.3 mil)
Return on Equity (ROE): 8.22% ($1.2 mil)
Quarterly return on equity: 9.50% ($1.3 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.14% ($1,582.6 mil)
Quarterly Pretax return on assets: 1.37% ($1,901.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
37Total employees (full-time equivalent)
$138,822Total assets
$7,386Cash and due from depository institutions
$4,993Interest-bearing balances
$7,202Securities
$0Federal funds sold & reverse repurchase agreements
$114,899Net loans & leases
$504Loan loss allowance
$0Trading account assets
$1,795Bank premises and fixed assets
$108Other real estate owned
$28Goodwill and other intangibles
$138,822Life insurance assets
$7,404All other assets
$124,364Total liabilities and capital
$109,084Total liabilities
$100,963Total deposits
$109,084Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$14,524Trading liabilities
$0Other borrowed funds
$756Subordinated debt
$14,458All other liabilities
$14,458Total equity capital
$14,458Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$2,000Surplus
$12,457Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$614Income earned, not collected on loans
$0Earning assets
$396Long-term assets (5+ years)
$127,094Average Assets, year-to-date
$0Average Assets, quarterly
$130,386Volatile liabilities
$135,505Insider loans
$85,410FHLB advances
$138,514Loans and leases held for sale
$4,508Unused loan commitments
$0Tier 1 (core) risk-based capital
$14,150Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,383Restructured Loans and leases
$1,104Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,024Total interest income
$1,636Total interest expense
$4,388Net interest income
$125Provision for loan and lease losses
$793Total noninterest income
$0Fiduciary activities
$46Service charges on deposit accounts
$0Trading account gains & fees
$747Additional noninterest income
$3,792Total noninterest expense
$2,069Salaries and employee benefits
$783Premises and equipment expense
$940Additional noninterest expense
$1,264Pre-tax net operating income
$221Securities gains (losses)
$459Applicable income taxes
$1,026Income before extraordinary items
$0Extraordinary gains - net
$1,026Net income attributable to bank
$0Net charge-offs
$1,026Cash dividends
$183Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.06%Yield on earning assets
1.38%Cost of funding earning assets
3.69%Net interest margin
0.67%Noninterest income to earning assets
3.19%Noninterest expense to earning assets
0.67%Net operating income to assets
0.79%Return on assets (ROA)
1.14%Pretax return on assets
8.22%Return on equity (ROE)
8.22%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
68.31%Credit loss provision to net charge-offs
7.59%Efficiency ratio
73,191Assets per employee
3.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.44%Loss allowance to noncurrent loans
82.08%Noncurrent assets plus other real estate owned to assets
0.52%Noncurrent loans to loans
0.53%Net loans and leases to deposits
105.33%Net loans and leases to core deposits
124.21%Equity capital to assets
10.41%Core capital (leverage) ratio
10.22%Tier 1 risk-based capital ratio
16.57%Total risk-based capital ratio
Memoranda
$17Average assets
$130,386Average earning assets
$12,476Average equity
$118,979Average loans

List of branches

2 Ohio Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	40799	Greenville Federal	690 Wagner Avenue, Greenville, OH 45331	January 01, 1883	Full Service Brick and Mortar
2	464486	Lease Avenue Branch	100 Lease Avenue, Greenville, OH 45331	October 27, 2000	Full Service Brick and Mortar

Greenville Federal in Greenville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Greenville Federal - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Greenville Federal in Greenville, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

Greenville Federal - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Greenville Federal in Greenville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches