HNB Bank, National Association in city_name, state_name - Detailed Financial Reports, Location

HNB Bank, National Association in Harlan, Kentucky (KY)
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HNB Bank, National Association - Overview

General
FDIC Certificate #: 2696
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Area Bank (#18478)
Federal Reserve ID: 613512
Date Established: March 16, 1916
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Interstate: No)
OTS Docket #: 9378
FDIC's unique #: 1741
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 02, 2000
Last Structure Change Process Date: December 07, 2000
Last Data Update: December 07, 2000
Data Source Date: April 05, 2012
Location
Address: Main And Central Streets, Harlan, KY 40831
County: Harlan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $188.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
72Total employees (full-time equivalent)
$187,177Total assets
$11,769Cash and due from depository institutions
$46Interest-bearing balances
$31,896Securities
$16,765Federal funds sold & reverse repurchase agreements
$122,239Net loans & leases
$2,458Loan loss allowance
$0Trading account assets
$1,173Bank premises and fixed assets
$0Other real estate owned
$414Goodwill and other intangibles
$0Life insurance assets
$2,921All other assets
$187,177Total liabilities and capital
$173,092Total liabilities
$162,464Total deposits
$143,721Interest-bearing deposits
$162,464Deposits held in domestic offices
0.00%% insured (estimated)
$295Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,500Other borrowed funds
$0Subordinated debt
$833All other liabilities
$14,085Total equity capital
$14,085Total bank equity capital
$14,085Perpetual preferred stock
$0Common stock
$500Surplus
$6,260Undivided profits
Memoranda
$7,325Noncurrent loans and leases
$13,113Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$93Earning assets
$0Long-term assets (5+ years)
$653Average Assets, year-to-date
$170,946Average Assets, quarterly
$32,076Volatile liabilities
$186,943Insider loans
$183,676FHLB advances
$25,492Loans and leases held for sale
$6,466Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,000Tier 2 risk-based capital
$0Total risk weighted assets
$13,113Total unused commitments
$0Restructured Loans and leases
$1,552Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$13,688Total interest income
$5,714Total interest expense
$7,974Net interest income
$0Provision for loan and lease losses
$1,066Total noninterest income
$0Fiduciary activities
$742Service charges on deposit accounts
$0Trading account gains & fees
$324Additional noninterest income
$4,855Total noninterest expense
$1,986Salaries and employee benefits
$568Premises and equipment expense
$2,301Additional noninterest expense
$4,185Pre-tax net operating income
$0Securities gains (losses)
$1,329Applicable income taxes
$2,856Income before extraordinary items
$0Extraordinary gains - net
$2,856Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$220Sale, conversion, retirement of capital stock, net
$780Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.96%Yield on earning assets
3.32%Cost of funding earning assets
4.64%Net interest margin
0.62%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
1.53%Net operating income to assets
1.53%Return on assets (ROA)
2.24%Pretax return on assets
21.35%Return on equity (ROE)
15.52%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
19.02%Efficiency ratio
53,164Assets per employee
2.60%Cash dividends to net income (YTD only)
Condition Ratios (%)
27.31%Loss allowance to loans
1.97%Loss allowance to noncurrent loans
2643.01%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.07%Net loans and leases to deposits
75.24%Net loans and leases to core deposits
89.05%Equity capital to assets
7.52%Core capital (leverage) ratio
7.44%Tier 1 risk-based capital ratio
11.28%Total risk-based capital ratio
Memoranda
$13Average assets
$186,943Average earning assets
$13,376Average equity
$171,969Average loans

HNB Bank, National Association in Harlan, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

HNB Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

HNB Bank, National Association in Harlan, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

HNB Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

HNB Bank, National Association in Harlan, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches