Hatboro Federal Savings, FA in Hatboro, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Hatboro Federal Savings, FA in Hatboro, Pennsylvania (PA)
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Hatboro Federal Savings, FA - Overview

  • General
  • FDIC Certificate #: 30155
    Status: Active
    Federal Reserve ID: 995272
    Date Established: June 30, 1941
    WWW: http://www.hatborofed.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 4859
    FDIC's unique #: 42989
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: June 30, 1941
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 221 South York Road, Hatboro, PA 19040
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $526.0 mil
    Equity capital: $91.9 mil
    Deposits held in domestic offices: $431.7 mil
    Return on assets (ROA): 0.86% ($4.5 mil)
    Quarterly return on assets: 0.80% ($4.2 mil)
    Return on Equity (ROE): 5.08% ($4.7 mil)
    Quarterly return on equity: 4.61% ($4.2 mil)
    Net income: $4.6 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 1.31% ($6,890.6 mil)
    Quarterly Pretax return on assets: 1.12% ($5,891.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $526,002Total assets
  • $44,573Cash and due from depository institutions
  • $43,254Interest-bearing balances
  • $63,371Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $385,585Net loans & leases
  • $1,355Loan loss allowance
  • $0Trading account assets
  • $5,700Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $526,002Life insurance assets
  • $26,773All other assets
  • $434,075Total liabilities and capital
  • $431,657Total liabilities
  • $424,715Total deposits
  • $431,657Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,418Subordinated debt
  • $91,927All other liabilities
  • $91,927Total equity capital
  • $91,927Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $91,927Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $7,981Income earned, not collected on loans
  • $0Earning assets
  • $159Long-term assets (5+ years)
  • $492,210Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $528,406Volatile liabilities
  • $524,763Insider loans
  • $257,481FHLB advances
  • $525,022Loans and leases held for sale
  • $22,518Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $90,947Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $20,988Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $21,811Total interest income
  • $7,099Total interest expense
  • $14,712Net interest income
  • $982Provision for loan and lease losses
  • $725Total noninterest income
  • $0Fiduciary activities
  • $41Service charges on deposit accounts
  • $0Trading account gains & fees
  • $684Additional noninterest income
  • $7,555Total noninterest expense
  • $4,527Salaries and employee benefits
  • $1,104Premises and equipment expense
  • $1,924Additional noninterest expense
  • $6,900Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,341Applicable income taxes
  • $4,559Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,559Net income attributable to bank
  • $0Net charge-offs
  • $4,559Cash dividends
  • $237Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 1.43%Cost of funding earning assets
  • 2.97%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 1.53%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 5.08%Return on equity (ROE)
  • 5.08%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 414.35%Credit loss provision to net charge-offs
  • 33.26%Efficiency ratio
  • 48,941Assets per employee
  • 13.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.35%Loss allowance to noncurrent loans
  • 16.98%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 2.06%Net loans and leases to deposits
  • 89.33%Net loans and leases to core deposits
  • 93.70%Equity capital to assets
  • 17.48%Core capital (leverage) ratio
  • 17.32%Tier 1 risk-based capital ratio
  • 35.32%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $528,406Average earning assets
  • $89,679Average equity
  • $495,003Average loans

List of branches

  • 4 Pennsylvania Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    042989Hatboro Federal Savings, Fa221 South York Road, Hatboro, PA 19040June 30, 1941Full Service Brick and Mortar
    1278857Warminster BranchYork And Street Roads, Warminster, PA 18974June 30, 1941Full Service Brick and Mortar
    2278858Warrington BranchEaston And Bristol Roads, Warrington, PA 18976June 30, 1941Full Service Brick and Mortar
    3518495Jamison Branch2539 York Road, Jamison, PA 18929October 19, 2009Full Service Brick and Mortar

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