Heritage Bank in Mannford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 02, 2001

  • Heritage Bank in Mannford, Oklahoma (OK)
  • Show street view No street view available for this location

Heritage Bank - Overview

  • General
  • FDIC Certificate #: 11523
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American Heritage Bank (#4190)
    Federal Reserve ID: 298955
    Date Established: September 05, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 7364
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 02, 2001
    Last Structure Change Process Date: March 28, 2001
    Last Data Update: March 28, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Mannford, OK 74044
    County: Creek
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $81.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $81,524Total assets
  • $1,420Cash and due from depository institutions
  • $0Interest-bearing balances
  • $48,310Securities
  • $2,742Federal funds sold & reverse repurchase agreements
  • $27,238Net loans & leases
  • $248Loan loss allowance
  • $0Trading account assets
  • $833Bank premises and fixed assets
  • $0Other real estate owned
  • $208Goodwill and other intangibles
  • $0Life insurance assets
  • $773All other assets
  • $81,524Total liabilities and capital
  • $74,462Total liabilities
  • $73,895Total deposits
  • $61,585Interest-bearing deposits
  • $73,895Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $567All other liabilities
  • $7,062Total equity capital
  • $7,062Total bank equity capital
  • $7,062Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $450Undivided profits
  • Memoranda
  • $6,162Noncurrent loans and leases
  • $790Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $200Average Assets, year-to-date
  • $78,290Average Assets, quarterly
  • $26,339Volatile liabilities
  • $79,545Insider loans
  • $80,889FHLB advances
  • $8,311Loans and leases held for sale
  • $1,091Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $790Total unused commitments
  • $0Restructured Loans and leases
  • $248Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,512Total interest income
  • $2,735Total interest expense
  • $2,777Net interest income
  • $96Provision for loan and lease losses
  • $765Total noninterest income
  • $0Fiduciary activities
  • $613Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $1,969Total noninterest expense
  • $1,284Salaries and employee benefits
  • $246Premises and equipment expense
  • $439Additional noninterest expense
  • $1,477Pre-tax net operating income
  • -$1Securities gains (losses)
  • $373Applicable income taxes
  • $1,103Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,103Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $58Sale, conversion, retirement of capital stock, net
  • $700Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.30%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 3.68%Net interest margin
  • 1.01%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.86%Pretax return on assets
  • 16.09%Return on equity (ROE)
  • 5.88%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 165.52%Credit loss provision to net charge-offs
  • 27.12%Efficiency ratio
  • 54,969Assets per employee
  • 2.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 63.46%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 36.86%Net loans and leases to core deposits
  • 41.53%Equity capital to assets
  • 8.66%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 21.35%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $79,545Average earning assets
  • $6,854Average equity
  • $75,463Average loans

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