Home Federal Savings Bank of New Mexico in Deming, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 03, 1995

Home Federal Savings Bank of New Mexico in Deming, New Mexico (NM)
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Home Federal Savings Bank of New Mexico - Overview

General
FDIC Certificate #: 29107
Status: Inactive
Closing history: Corrections
Acquiring institution: First Savings Bank (#32629)
Federal Reserve ID: 628570
Date Established: August 01, 1934
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2922
FDIC's unique #: 41941
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: November 05, 1934
Last Structure Change Effective Date: March 03, 1995
Last Structure Change Process Date: April 18, 1995
Last Data Update: January 31, 1996
Data Source Date: April 05, 2012
Location
Address: 520 South Gold, Deming, NM 88030
County: Luna
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Deming, NM (#19700)
CBSA Micro Statistical Area: Yes
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $97.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$52Total assets
$97,233Cash and due from depository institutions
$5,143Interest-bearing balances
$3,609Securities
$28,254Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$60,649Loan loss allowance
$800Trading account assets
$0Bank premises and fixed assets
$1,097Other real estate owned
$55Goodwill and other intangibles
$2,035Life insurance assets
$0All other assets
$0Total liabilities and capital
$97,233Total liabilities
$89,471Total deposits
$87,824Interest-bearing deposits
$86,095Deposits held in domestic offices
87824.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$1,415Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$232Total equity capital
$232Total bank equity capital
$7,762Perpetual preferred stock
$0Common stock
$232Surplus
$1,793Undivided profits
Memoranda
$5,737Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$289Income earned, not collected on loans
$359Earning assets
$92,512Long-term assets (5+ years)
$0Average Assets, year-to-date
$100,000Average Assets, quarterly
$98,603Volatile liabilities
$5,590Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,690Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,762Total risk weighted assets
$40,779Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$6,966Total interest expense
$3,281Net interest income
$3,685Provision for loan and lease losses
-$454Total noninterest income
$384Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$384Total noninterest expense
$2,730Salaries and employee benefits
$1,311Premises and equipment expense
$596Additional noninterest expense
$823Pre-tax net operating income
$1,793Securities gains (losses)
-$496Applicable income taxes
$355Income before extraordinary items
$942Extraordinary gains - net
$0Net income attributable to bank
$942Net charge-offs
-$221Cash dividends
$316Sale, conversion, retirement of capital stock, net
$94Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.31%Cost of funding earning assets
3.44%Net interest margin
3.87%Noninterest income to earning assets
0.40%Noninterest expense to earning assets
2.86%Net operating income to assets
1.30%Return on assets (ROA)
0.94%Pretax return on assets
1.30%Return on equity (ROE)
12.85%Retained earnings to average equity (YTD only)
8.54%Net charge-offs to loans
-0.38%Credit loss provision to net charge-offs
205.43%Efficiency ratio
67,093Assets per employee
1.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
33.55%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
276.82%Noncurrent assets plus other real estate owned to assets
0.30%Noncurrent loans to loans
0.47%Net loans and leases to deposits
69.06%Net loans and leases to core deposits
72.50%Equity capital to assets
7.98%Core capital (leverage) ratio
7.98%Tier 1 risk-based capital ratio
19.03%Total risk-based capital ratio
Memoranda
$20Average assets
$100,000Average earning assets
$7,330Average equity
$95,314Average loans

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