Home Federal Savings and Loan Association of Ada in Ada, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 19, 1994

Home Federal Savings and Loan Association of Ada in Ada, Oklahoma (OK)
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Home Federal Savings and Loan Association of Ada - Overview

General
FDIC Certificate #: 28638
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commercial Federal Bank, a Federal Savings Bank (#30341)
Federal Reserve ID: 372079
Date Established: January 01, 1919
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2011
FDIC's unique #: 41472
Numeric code: 37
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 18, 1935
Last Structure Change Effective Date: July 19, 1994
Last Structure Change Process Date: November 14, 1994
Last Data Update: November 14, 1994
Data Source Date: April 05, 2012
Location
Address: 301 S Broadway Avenue, Ada, OK 74820
County: Pontotoc
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Ada, OK (#10220)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $99.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$38Total assets
$101,074Cash and due from depository institutions
$3,681Interest-bearing balances
$3,130Securities
$51,395Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$41,773Loan loss allowance
$1,010Trading account assets
$0Bank premises and fixed assets
$622Other real estate owned
$749Goodwill and other intangibles
$2,840Life insurance assets
$14All other assets
$0Total liabilities and capital
$101,074Total liabilities
$92,601Total deposits
$89,601Interest-bearing deposits
$89,070Deposits held in domestic offices
89601.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,900Subordinated debt
$0All other liabilities
$100Total equity capital
$100Total bank equity capital
$8,473Perpetual preferred stock
$0Common stock
$236Surplus
$1,969Undivided profits
Memoranda
$6,268Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$703Income earned, not collected on loans
$310Earning assets
$96,298Long-term assets (5+ years)
$0Average Assets, year-to-date
$102,907Average Assets, quarterly
$101,913Volatile liabilities
$6,251Insider loans
$548FHLB advances
$2,900Loans and leases held for sale
$0Unused loan commitments
$1,438Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,459Total risk weighted assets
$38,598Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$7,369Total interest expense
$3,978Net interest income
$3,391Provision for loan and lease losses
$146Total noninterest income
$379Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$379Total noninterest expense
$2,428Salaries and employee benefits
$1,162Premises and equipment expense
$316Additional noninterest expense
$950Pre-tax net operating income
$1,196Securities gains (losses)
$308Applicable income taxes
$488Income before extraordinary items
$1,016Extraordinary gains - net
$158Net income attributable to bank
$1,174Net charge-offs
$604Cash dividends
$172Sale, conversion, retirement of capital stock, net
$219Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.54%Cost of funding earning assets
4.07%Net interest margin
3.47%Noninterest income to earning assets
0.39%Noninterest expense to earning assets
2.49%Net operating income to assets
0.78%Return on assets (ROA)
1.14%Pretax return on assets
1.62%Return on equity (ROE)
15.07%Retained earnings to average equity (YTD only)
12.86%Net charge-offs to loans
1.36%Credit loss provision to net charge-offs
24.17%Efficiency ratio
64,297Assets per employee
2.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
14.65%Loss allowance to loans
2.36%Loss allowance to noncurrent loans
143.67%Noncurrent assets plus other real estate owned to assets
1.41%Noncurrent loans to loans
1.64%Net loans and leases to deposits
46.62%Net loans and leases to core deposits
48.43%Equity capital to assets
8.38%Core capital (leverage) ratio
8.37%Tier 1 risk-based capital ratio
21.92%Total risk-based capital ratio
Memoranda
$23Average assets
$102,907Average earning assets
$7,792Average equity
$97,693Average loans

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