Home National Bank in Arkansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 25, 1999

  • Home National Bank in Arkansas City, Kansas (KS)
  • Show street view No street view available for this location

Home National Bank - Overview

  • General
  • FDIC Certificate #: 4616
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Home National Bank (#11636)
    Federal Reserve ID: 140951
    Date Established: January 01, 1888
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 3060
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 25, 1999
    Last Structure Change Process Date: July 06, 1999
    Last Data Update: July 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 126 South Summit, Arkansas City, KS 67005
    County: Cowley
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Winfield, KS (#49060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $210.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 67Total employees (full-time equivalent)
  • $208,552Total assets
  • $10,551Cash and due from depository institutions
  • $2,093Interest-bearing balances
  • $68,002Securities
  • $13,600Federal funds sold & reverse repurchase agreements
  • $107,896Net loans & leases
  • $1,682Loan loss allowance
  • $0Trading account assets
  • $3,806Bank premises and fixed assets
  • $179Other real estate owned
  • $3Goodwill and other intangibles
  • $0Life insurance assets
  • $4,515All other assets
  • $208,552Total liabilities and capital
  • $189,652Total liabilities
  • $186,257Total deposits
  • $164,995Interest-bearing deposits
  • $186,257Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $458Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,937All other liabilities
  • $18,900Total equity capital
  • $18,900Total bank equity capital
  • $18,900Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $800Undivided profits
  • Memoranda
  • $17,900Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,407Earning assets
  • $0Long-term assets (5+ years)
  • $1,823Average Assets, year-to-date
  • $191,591Average Assets, quarterly
  • $10,033Volatile liabilities
  • $189,605Insider loans
  • $200,888FHLB advances
  • $41,908Loans and leases held for sale
  • $1,973Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $32,342Total unused commitments
  • $0Restructured Loans and leases
  • $136,599Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $14,427Total interest income
  • $7,414Total interest expense
  • $7,013Net interest income
  • $2,315Provision for loan and lease losses
  • $2,097Total noninterest income
  • $469Fiduciary activities
  • $624Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,004Additional noninterest income
  • $5,642Total noninterest expense
  • $2,946Salaries and employee benefits
  • $993Premises and equipment expense
  • $1,703Additional noninterest expense
  • $1,153Pre-tax net operating income
  • $0Securities gains (losses)
  • $130Applicable income taxes
  • $1,023Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,023Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,487Sale, conversion, retirement of capital stock, net
  • $870Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.15%Yield on earning assets
  • 4.19%Cost of funding earning assets
  • 3.96%Net interest margin
  • 1.18%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.44%Return on equity (ROE)
  • 0.81%Retained earnings to average equity (YTD only)
  • 1.36%Net charge-offs to loans
  • 155.68%Credit loss provision to net charge-offs
  • 2.33%Efficiency ratio
  • 61,668Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.04%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 119.55%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 1.28%Net loans and leases to deposits
  • 57.93%Net loans and leases to core deposits
  • 74.51%Equity capital to assets
  • 9.06%Core capital (leverage) ratio
  • 9.45%Tier 1 risk-based capital ratio
  • 13.64%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $189,605Average earning assets
  • $18,814Average equity
  • $176,965Average loans

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