FDIC Certificate #: 30971 Status: Inactive Federal Reserve ID: 781279 Date Established: November 29, 1957 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 6194 FDIC's unique #: 43805 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: November 29, 1957 Last Structure Change Effective Date: January 30, 2003 Last Structure Change Process Date: March 03, 2003 Last Data Update: March 03, 2003 Data Source Date: April 05, 2012
Location
Address: 700 Wood Dale Road, Wood Dale, IL 60191 County: Dupage Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Other Liquidations and Closings
Change in Insurance Status
Office Sold
Financial Summary
Total assets: $131.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
27Total employees (full-time equivalent)
$131,655Total assets
$66,655Cash and due from depository institutions
$175Interest-bearing balances
$4,961Securities
$0Federal funds sold & reverse repurchase agreements
$40,862Net loans & leases
$389Loan loss allowance
$0Trading account assets
$373Bank premises and fixed assets
$152Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$18,652All other assets
$131,655Total liabilities and capital
$81,227Total liabilities
$60,839Total deposits
$58,621Interest-bearing deposits
$60,839Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$18,793Other borrowed funds
$0Subordinated debt
$1,595All other liabilities
$50,428Total equity capital
$50,428Total bank equity capital
$50,428Perpetual preferred stock
$0Common stock
$1,411Surplus
$0Undivided profits
Memoranda
$49,017Noncurrent loans and leases
$1,024Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$739Earning assets
$0Long-term assets (5+ years)
$370Average Assets, year-to-date
$45,998Average Assets, quarterly
$0Volatile liabilities
$8,202,922Insider loans
$3,835,889FHLB advances
$31,186Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,024Total unused commitments
$152Restructured Loans and leases
$389Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$756,855Total interest income
$410,511Total interest expense
$346,344Net interest income
$103,120Provision for loan and lease losses
-$189,735Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
-$189,735Additional noninterest income
$286,738Total noninterest expense
$7,126Salaries and employee benefits
$1,280Premises and equipment expense
$278,332Additional noninterest expense
-$233,249Pre-tax net operating income
$243,521Securities gains (losses)
$5,967Applicable income taxes
$4,305Income before extraordinary items
$0Extraordinary gains - net
$4,305Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$221,633Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
10.13%Yield on earning assets
5.49%Cost of funding earning assets
4.63%Net interest margin
-2.54%Noninterest income to earning assets
3.84%Noninterest expense to earning assets
-1.85%Net operating income to assets
0.05%Return on assets (ROA)
0.13%Pretax return on assets
0.26%Return on equity (ROE)
0.26%Retained earnings to average equity (YTD only)
3.15%Net charge-offs to loans
46.53%Credit loss provision to net charge-offs
-0.59%Efficiency ratio
183,092Assets per employee
4.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.94%Loss allowance to noncurrent loans
52.64%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
1.79%Net loans and leases to deposits
67.16%Net loans and leases to core deposits
84.35%Equity capital to assets
38.30%Core capital (leverage) ratio
38.30%Tier 1 risk-based capital ratio
83.30%Total risk-based capital ratio
Memoranda
$84Average assets
$8,202,922Average earning assets
$1,628,134Average equity
$7,473,823Average loans
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