Huntingdon Valley Bank in Warminster, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Huntingdon Valley Bank in Warminster, Pennsylvania (PA)
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Huntingdon Valley Bank - Overview

  • General
  • FDIC Certificate #: 30464
    Status: Active
    Federal Reserve ID: 582177
    Date Established: January 01, 1891
    WWW: http://www.huntingdonvalleybank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 5390
    FDIC's unique #: 43298
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: June 28, 1951
    Last Structure Change Effective Date: December 20, 2010
    Last Structure Change Process Date: December 20, 2010
    Last Data Update: December 20, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 650 Louis Drive, Suite 100, Warminster, PA 18974
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $158.3 mil
    Equity capital: $10.9 mil
    Deposits held in domestic offices: $135.1 mil
    Return on assets (ROA): 0.14% ($0.2 mil)
    Quarterly return on assets: 0.58% ($0.9 mil)
    Return on Equity (ROE): 1.89% ($0.2 mil)
    Quarterly return on equity: 8.29% ($0.9 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.18% ($284.9 mil)
    Quarterly Pretax return on assets: 0.79% ($1,250.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $158,251Total assets
  • $25,371Cash and due from depository institutions
  • $24,602Interest-bearing balances
  • $38,027Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $84,274Net loans & leases
  • $463Loan loss allowance
  • $0Trading account assets
  • $2,187Bank premises and fixed assets
  • $2,408Other real estate owned
  • $0Goodwill and other intangibles
  • $158,251Life insurance assets
  • $5,984All other assets
  • $147,332Total liabilities and capital
  • $135,100Total liabilities
  • $119,133Total deposits
  • $135,100Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 7619.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $1,613Subordinated debt
  • $10,919All other liabilities
  • $10,919Total equity capital
  • $10,919Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $10,919Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $13,446Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,211Income earned, not collected on loans
  • $0Earning assets
  • $529Long-term assets (5+ years)
  • $146,903Average Assets, year-to-date
  • $94,382Average Assets, quarterly
  • $146,827Volatile liabilities
  • $155,079Insider loans
  • $90,195FHLB advances
  • $151,657Loans and leases held for sale
  • $3,385Unused loan commitments
  • $3,385Tier 1 (core) risk-based capital
  • $10,972Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $14,502Restructured Loans and leases
  • $1,655Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,605Total interest income
  • $1,259Total interest expense
  • $4,346Net interest income
  • $428Provision for loan and lease losses
  • $2,135Total noninterest income
  • $0Fiduciary activities
  • $157Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,978Additional noninterest income
  • $6,249Total noninterest expense
  • $2,771Salaries and employee benefits
  • $1,156Premises and equipment expense
  • $2,322Additional noninterest expense
  • -$196Pre-tax net operating income
  • $453Securities gains (losses)
  • $56Applicable income taxes
  • $201Income before extraordinary items
  • $0Extraordinary gains - net
  • $201Net income attributable to bank
  • $0Net charge-offs
  • $201Cash dividends
  • $363Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.14%Yield on earning assets
  • 0.93%Cost of funding earning assets
  • 3.21%Net interest margin
  • 1.58%Noninterest income to earning assets
  • 4.62%Noninterest expense to earning assets
  • -0.10%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 1.89%Return on equity (ROE)
  • 1.89%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 117.91%Credit loss provision to net charge-offs
  • 0.64%Efficiency ratio
  • 96,420Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.55%Loss allowance to noncurrent loans
  • 20.94%Noncurrent assets plus other real estate owned to assets
  • 2.92%Noncurrent loans to loans
  • 2.61%Net loans and leases to deposits
  • 62.38%Net loans and leases to core deposits
  • 63.38%Equity capital to assets
  • 6.90%Core capital (leverage) ratio
  • 7.23%Tier 1 risk-based capital ratio
  • 12.16%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $146,827Average earning assets
  • $10,626Average equity
  • $135,381Average loans

List of branches

  • 6 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043298Huntingdon Valley Bank650 Louis Drive, Suite 100, Warminster, PA 18974January 01, 1891Full Service Brick and Mortar
    1280464Warrington Branch610 Easton Road, Warrington, PA 18976April 03, 1995Full Service Brick and Mortar
    2280465County Line Road Branch1990 County Line Road, Huntingdon Valley, PA 19006June 30, 1996Full Service Brick and Mortar
    3280466Jamison Branch2190 York Road, Suite 1, Jamison, PA 18929September 30, 1996Full Service Brick and Mortar
    4431566Plumsteadville Branch5725 Easton Road, Plumsteadville, PA 18949August 17, 2004Full Service Brick and Mortar
    5465936Lafayette Redeemer Branch8580 Verree Rd, Philadelphia, PA 19111May 30, 2007Full Service Brick and Mortar

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