Iberville Bank in Plaquemine, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Iberville Bank - Overview

  • General
  • FDIC Certificate #: 8807
    Status: Active
    Federal Reserve ID: 88530
    Bank Holding Company (Regulatory Top Holder): A. Wilbert's Sons Lumber And Shingle Company (RSSDID: 1079731, Location: Plaquemine, LA)
    Date Established: January 31, 1931
    WWW: http://www.ibervillebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Domestic: 11, Interstate: No)
    OTS Docket #: 11686
    FDIC's unique #: 5611
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 23405 Eden Street, Plaquemine, LA 70764
    County: Iberville
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $220.9 mil
    Equity capital: $22.1 mil
    Deposits held in domestic offices: $192.6 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: 0.21% ($0.5 mil)
    Return on Equity (ROE): 0.07% ($0.0 mil)
    Quarterly return on equity: 2.11% ($0.5 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.01% ($22.1 mil)
    Quarterly Pretax return on assets: 0.21% ($463.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 83Total employees (full-time equivalent)
  • $220,893Total assets
  • $25,509Cash and due from depository institutions
  • $18,870Interest-bearing balances
  • $44,230Securities
  • $20,320Federal funds sold & reverse repurchase agreements
  • $119,104Net loans & leases
  • $1,829Loan loss allowance
  • $0Trading account assets
  • $5,165Bank premises and fixed assets
  • $1,468Other real estate owned
  • $683Goodwill and other intangibles
  • $220,893Life insurance assets
  • $4,414All other assets
  • $198,830Total liabilities and capital
  • $192,559Total liabilities
  • $134,293Total deposits
  • $192,559Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,144Trading liabilities
  • $0Other borrowed funds
  • $1,127Subordinated debt
  • $22,063All other liabilities
  • $22,063Total equity capital
  • $22,063Total bank equity capital
  • $0Perpetual preferred stock
  • $810Common stock
  • $7,278Surplus
  • $13,975Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,887Income earned, not collected on loans
  • $0Earning assets
  • $602Long-term assets (5+ years)
  • $202,524Average Assets, year-to-date
  • $33,416Average Assets, quarterly
  • $221,923Volatile liabilities
  • $219,734Insider loans
  • $137,395FHLB advances
  • $217,446Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $20,626Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,439Restructured Loans and leases
  • $129Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,295Total interest income
  • $1,020Total interest expense
  • $7,275Net interest income
  • $312Provision for loan and lease losses
  • $2,232Total noninterest income
  • $0Fiduciary activities
  • $1,124Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,108Additional noninterest income
  • $9,184Total noninterest expense
  • $4,403Salaries and employee benefits
  • $2,011Premises and equipment expense
  • $2,770Additional noninterest expense
  • $11Pre-tax net operating income
  • $2Securities gains (losses)
  • -$2Applicable income taxes
  • $15Income before extraordinary items
  • $0Extraordinary gains - net
  • $15Net income attributable to bank
  • $0Net charge-offs
  • $15Cash dividends
  • $1,097Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.13%Yield on earning assets
  • 0.51%Cost of funding earning assets
  • 3.62%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 4.57%Noninterest expense to earning assets
  • 0.01%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.07%Return on equity (ROE)
  • 0.07%Retained earnings to average equity (YTD only)
  • 0.85%Net charge-offs to loans
  • 28.44%Credit loss provision to net charge-offs
  • 0.29%Efficiency ratio
  • 96,603Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 47.05%Noncurrent assets plus other real estate owned to assets
  • 2.42%Noncurrent loans to loans
  • 3.21%Net loans and leases to deposits
  • 61.85%Net loans and leases to core deposits
  • 62.91%Equity capital to assets
  • 9.99%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 15.01%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $221,923Average earning assets
  • $21,592Average equity
  • $200,810Average loans

Total Fiduciary and Related Assets (December 31, 2009)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $388Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $388Other retirement accounts
  • $388Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 11 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05611Iberville Bank23405 Eden Street, Plaquemine, LA 70764January 31, 1931Full Service Brick and Mortar
    1219015St. Gabriel Branch6120 Louisiana Highway 74, Saint Gabriel, LA 70776June 30, 1969Full Service Brick and Mortar
    3219017White Castle Branch32915 Bowie Street, White Castle, LA 70788September 06, 1977Full Service Brick and Mortar
    4219018Plaza Branch59405 Belleview Road, Plaquemine, LA 70764October 12, 1981Full Service Brick and Mortar
    613675Port Allen Branch780 Court Street, Port Allen, LA 70767January 02, 1969Full Service Brick and Mortar
    7249954Addis Branch7451 Highway 1 South, Addis, LA 70710June 23, 1986Full Service Brick and Mortar
    816389Plattenville Branch188 Louisiana Highway 70 Spur, Plattenville, LA 70393April 13, 1981Full Service Brick and Mortar
    9256287Pierre Part Branch3526 Louisiana Highway 70, Pierre Part, LA 70339January 03, 1983Full Service Brick and Mortar
    12219020Denham Springs Branch923 South Range Avenue, Denham Springs, LA 70726October 27, 1997Full Service Brick and Mortar
    13363143Prairieville Branch17463 Old Jefferson Highway, Prairieville, LA 70769September 04, 2001Full Service Brick and Mortar
    14428167Siegen Lane Branch9250 Siegen Lane, Baton Rouge, LA 70810April 28, 2004Full Service Brick and Mortar

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