Interstate National Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 13, 1995

  • Interstate National Bank in Dallas, Texas (TX)
  • Show street view No street view available for this location

Interstate National Bank - Overview

  • General
  • FDIC Certificate #: 27007
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Fidelity Bank, National Association (#24943)
    Federal Reserve ID: 846057
    Date Established: July 07, 1987
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 36442
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 07, 1987
    Last Structure Change Effective Date: July 13, 1995
    Last Structure Change Process Date: August 21, 1995
    Last Data Update: August 21, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 7007 Samuell Boulevard, Dallas, TX 75228
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $38.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $39,644Cash and due from depository institutions
  • $2,769Interest-bearing balances
  • $0Securities
  • $14,444Federal funds sold & reverse repurchase agreements
  • $2,287Net loans & leases
  • $18,629Loan loss allowance
  • $374Trading account assets
  • $0Bank premises and fixed assets
  • $1,213Other real estate owned
  • $25Goodwill and other intangibles
  • $277Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,644Total liabilities
  • $35,984Total deposits
  • $35,738Interest-bearing deposits
  • $24,558Deposits held in domestic offices
  • 35738.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $246Total equity capital
  • $246Total bank equity capital
  • $3,660Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $660Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $131Income earned, not collected on loans
  • $133Earning assets
  • $35,360Long-term assets (5+ years)
  • $1,593Average Assets, year-to-date
  • $37,049Average Assets, quarterly
  • $38,367Volatile liabilities
  • $4,168Insider loans
  • $267FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,247Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,752Total risk weighted assets
  • $21,678Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,464Total interest expense
  • $728Net interest income
  • $1,736Provision for loan and lease losses
  • -$50Total noninterest income
  • $376Fiduciary activities
  • $0Service charges on deposit accounts
  • $245Trading account gains & fees
  • $0Additional noninterest income
  • $131Total noninterest expense
  • $1,281Salaries and employee benefits
  • $605Premises and equipment expense
  • $122Additional noninterest expense
  • $554Pre-tax net operating income
  • $881Securities gains (losses)
  • $0Applicable income taxes
  • $271Income before extraordinary items
  • $610Extraordinary gains - net
  • $0Net income attributable to bank
  • $610Net charge-offs
  • -$34Cash dividends
  • $150Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.46%Cost of funding earning assets
  • 2.20%Net interest margin
  • 5.25%Noninterest income to earning assets
  • 1.14%Noninterest expense to earning assets
  • 3.88%Net operating income to assets
  • 1.65%Return on assets (ROA)
  • 1.65%Pretax return on assets
  • 2.38%Return on equity (ROE)
  • 17.43%Retained earnings to average equity (YTD only)
  • 13.14%Net charge-offs to loans
  • -0.21%Credit loss provision to net charge-offs
  • 147.06%Efficiency ratio
  • 60,653Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.59%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 285.50%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 52.13%Net loans and leases to core deposits
  • 59.01%Equity capital to assets
  • 9.23%Core capital (leverage) ratio
  • 9.46%Tier 1 risk-based capital ratio
  • 17.31%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $37,049Average earning assets
  • $3,500Average equity
  • $33,051Average loans

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