Iola Bank and Trust Company in Iola, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 24, 2001

Iola Bank and Trust Company in Iola, Kansas (KS)
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Iola Bank and Trust Company - Overview

General
FDIC Certificate #: 14682
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Teambank, National Association (#4754)
Federal Reserve ID: 878151
Date Established: April 01, 1903
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 10417
FDIC's unique #: 9182
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 18, 1934
Last Structure Change Effective Date: Febuary 24, 2001
Last Structure Change Process Date: March 12, 2001
Last Data Update: March 12, 2001
Data Source Date: April 05, 2012
Location
Address: 119 East Madison Street, Iola, KS 66749
County: Allen
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $85.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
25Total employees (full-time equivalent)
$85,912Total assets
$5,999Cash and due from depository institutions
$4,221Interest-bearing balances
$32,782Securities
$0Federal funds sold & reverse repurchase agreements
$45,192Net loans & leases
$583Loan loss allowance
$0Trading account assets
$601Bank premises and fixed assets
$25Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,313All other assets
$85,912Total liabilities and capital
$79,475Total liabilities
$71,918Total deposits
$67,248Interest-bearing deposits
$71,918Deposits held in domestic offices
0.00%% insured (estimated)
$1,521Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,078Other borrowed funds
$0Subordinated debt
$958All other liabilities
$6,437Total equity capital
$6,437Total bank equity capital
$6,437Perpetual preferred stock
$0Common stock
$1,750Surplus
$1,750Undivided profits
Memoranda
$2,937Noncurrent loans and leases
$8,068Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$792Earning assets
$0Long-term assets (5+ years)
$679Average Assets, year-to-date
$82,195Average Assets, quarterly
$35,698Volatile liabilities
$86,361Insider loans
$86,819FHLB advances
$25,386Loans and leases held for sale
$67Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$51Total risk weighted assets
$8,068Total unused commitments
$0Restructured Loans and leases
$583Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$6,398Total interest income
$3,701Total interest expense
$2,697Net interest income
$79Provision for loan and lease losses
$796Total noninterest income
$0Fiduciary activities
$374Service charges on deposit accounts
$0Trading account gains & fees
$422Additional noninterest income
$2,297Total noninterest expense
$1,231Salaries and employee benefits
$218Premises and equipment expense
$848Additional noninterest expense
$1,117Pre-tax net operating income
-$6Securities gains (losses)
$272Applicable income taxes
$839Income before extraordinary items
$0Extraordinary gains - net
$839Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$17Sale, conversion, retirement of capital stock, net
$840Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.78%Yield on earning assets
4.50%Cost of funding earning assets
3.28%Net interest margin
0.97%Noninterest income to earning assets
2.79%Noninterest expense to earning assets
0.98%Net operating income to assets
0.97%Return on assets (ROA)
1.29%Pretax return on assets
13.46%Return on equity (ROE)
-0.02%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
464.71%Credit loss provision to net charge-offs
70.35%Efficiency ratio
65,760Assets per employee
3.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
100.12%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
73.61%Noncurrent assets plus other real estate owned to assets
0.95%Noncurrent loans to loans
1.73%Net loans and leases to deposits
62.84%Net loans and leases to core deposits
86.16%Equity capital to assets
7.49%Core capital (leverage) ratio
7.65%Tier 1 risk-based capital ratio
13.53%Total risk-based capital ratio
Memoranda
$15Average assets
$86,361Average earning assets
$6,232Average equity
$82,192Average loans

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