FDIC Certificate #: 8085 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Iowa - Nebraska State Bank (#8354) Federal Reserve ID: 917845 Date Established: January 01, 1904 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 5142 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: December 01, 2000 Last Structure Change Process Date: December 13, 2000 Last Data Update: December 13, 2000 Data Source Date: April 05, 2012
Location
Address: 902 Tenth Street, Onawa, IA 51040 County: Monona Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Sioux City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $16.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
7Total employees (full-time equivalent)
$17,057Total assets
$1,726Cash and due from depository institutions
$0Interest-bearing balances
$5,016Securities
$1,000Federal funds sold & reverse repurchase agreements
$8,397Net loans & leases
$44Loan loss allowance
$0Trading account assets
$591Bank premises and fixed assets
$75Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$252All other assets
$17,057Total liabilities and capital
$16,066Total liabilities
$15,955Total deposits
$13,296Interest-bearing deposits
$15,955Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$111All other liabilities
$991Total equity capital
$991Total bank equity capital
$991Perpetual preferred stock
$100Common stock
$81Surplus
$319Undivided profits
Memoranda
$491Noncurrent loans and leases
$1,199Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$291Earning assets
$291Long-term assets (5+ years)
$136Average Assets, year-to-date
$14,413Average Assets, quarterly
$3,262Volatile liabilities
$15,632Insider loans
$16,139FHLB advances
$3,216Loans and leases held for sale
$124Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,199Total unused commitments
$0Restructured Loans and leases
$44Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$994Total interest income
$459Total interest expense
$535Net interest income
$11Provision for loan and lease losses
$121Total noninterest income
$0Fiduciary activities
$68Service charges on deposit accounts
$0Trading account gains & fees
$53Additional noninterest income
$503Total noninterest expense
$239Salaries and employee benefits
$65Premises and equipment expense
$199Additional noninterest expense
$142Pre-tax net operating income
$1Securities gains (losses)
$30Applicable income taxes
$113Income before extraordinary items
$0Extraordinary gains - net
$113Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$30Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.28%Yield on earning assets
3.36%Cost of funding earning assets
3.92%Net interest margin
0.89%Noninterest income to earning assets
3.68%Noninterest expense to earning assets
0.72%Net operating income to assets
0.72%Return on assets (ROA)
0.91%Pretax return on assets
10.95%Return on equity (ROE)
8.04%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-1100.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
76,677Assets per employee
2.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
26.55%Loss allowance to loans
0.52%Loss allowance to noncurrent loans
15.12%Noncurrent assets plus other real estate owned to assets
2.15%Noncurrent loans to loans
3.45%Net loans and leases to deposits
52.63%Net loans and leases to core deposits
65.92%Equity capital to assets
5.81%Core capital (leverage) ratio
7.02%Tier 1 risk-based capital ratio
11.70%Total risk-based capital ratio
Memoranda
$12Average assets
$15,632Average earning assets
$1,032Average equity
$13,652Average loans
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