FDIC Certificate #: 10006 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:PremierBank (#5295) Federal Reserve ID: 533245 Date Established: October 01, 1858 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 6396 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 01, 1999 Last Structure Change Process Date: Febuary 26, 1999 Last Data Update: Febuary 26, 1999 Data Source Date: April 05, 2012
Location
Address: 320 South Center Avenue, Jefferson, WI 53549 County: Jefferson Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Milwaukee Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Watertown-Fort Atkinson, WI (#48020) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $64.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
20Total employees (full-time equivalent)
$64,216Total assets
$3,080Cash and due from depository institutions
$0Interest-bearing balances
$10,516Securities
$6,459Federal funds sold & reverse repurchase agreements
$33,380Net loans & leases
$504Loan loss allowance
$0Trading account assets
$1,194Bank premises and fixed assets
$90Other real estate owned
$8,032Goodwill and other intangibles
$0Life insurance assets
$1,465All other assets
$64,216Total liabilities and capital
$50,441Total liabilities
$49,129Total deposits
$42,670Interest-bearing deposits
$49,129Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$125Other borrowed funds
$0Subordinated debt
$1,187All other liabilities
$13,775Total equity capital
$13,775Total bank equity capital
$13,775Perpetual preferred stock
$0Common stock
$300Surplus
$13,031Undivided profits
Memoranda
$444Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$112Earning assets
$0Long-term assets (5+ years)
$230Average Assets, year-to-date
$50,355Average Assets, quarterly
$10,514Volatile liabilities
$58,978Insider loans
$63,743FHLB advances
$2,106Loans and leases held for sale
$16Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,711Total unused commitments
$0Restructured Loans and leases
$38,168Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$1,321Total interest income
$636Total interest expense
$685Net interest income
$0Provision for loan and lease losses
$103Total noninterest income
$0Fiduciary activities
$44Service charges on deposit accounts
$0Trading account gains & fees
$59Additional noninterest income
$620Total noninterest expense
$232Salaries and employee benefits
$95Premises and equipment expense
$293Additional noninterest expense
$168Pre-tax net operating income
$0Securities gains (losses)
$51Applicable income taxes
$117Income before extraordinary items
$0Extraordinary gains - net
$117Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$30Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.63%Yield on earning assets
1.27%Cost of funding earning assets
1.37%Net interest margin
0.21%Noninterest income to earning assets
1.24%Noninterest expense to earning assets
0.20%Net operating income to assets
0.20%Return on assets (ROA)
0.28%Pretax return on assets
1.17%Return on equity (ROE)
1.17%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
5.60%Efficiency ratio
64,975Assets per employee
3.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
450.00%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.33%Net loans and leases to deposits
67.94%Net loans and leases to core deposits
70.80%Equity capital to assets
21.45%Core capital (leverage) ratio
9.58%Tier 1 risk-based capital ratio
13.87%Total risk-based capital ratio
Memoranda
$15Average assets
$58,978Average earning assets
$9,958Average equity
$50,136Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Jefferson County Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: