Jefferson Heritage Bank in Denton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 21, 2002

  • Jefferson Heritage Bank in Denton, Texas (TX)
  • Show street view No street view available for this location

Jefferson Heritage Bank - Overview

  • General
  • FDIC Certificate #: 30292
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 13372
    Date Established: January 01, 1927
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5118
    FDIC's unique #: 43126
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 01, 1949
    Last Structure Change Effective Date: June 21, 2002
    Last Structure Change Process Date: July 02, 2002
    Last Data Update: July 02, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 321 West Oak Street, Denton, TX 76201
    County: Denton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $550.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $611,397Total assets
  • $6,523Cash and due from depository institutions
  • $2,199Interest-bearing balances
  • $13,483Securities
  • $105,455Federal funds sold & reverse repurchase agreements
  • $379,798Net loans & leases
  • $5,585Loan loss allowance
  • $0Trading account assets
  • $3,759Bank premises and fixed assets
  • $1,561Other real estate owned
  • $21,150Goodwill and other intangibles
  • $0Life insurance assets
  • $79,668All other assets
  • $611,397Total liabilities and capital
  • $429,658Total liabilities
  • $164,153Total deposits
  • $153,698Interest-bearing deposits
  • $164,153Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $35Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $258,850Other borrowed funds
  • $0Subordinated debt
  • $6,620All other liabilities
  • $181,739Total equity capital
  • $181,739Total bank equity capital
  • $181,739Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $163,141Undivided profits
  • Memoranda
  • $18,597Noncurrent loans and leases
  • $50,965Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $11,749Earning assets
  • $0Long-term assets (5+ years)
  • $5,810Average Assets, year-to-date
  • $500,935Average Assets, quarterly
  • $0Volatile liabilities
  • $1,079,656Insider loans
  • $748,572FHLB advances
  • $288,145Loans and leases held for sale
  • $321Unused loan commitments
  • $258,850Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $50,965Total unused commitments
  • $1,131Restructured Loans and leases
  • $4,762Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $57,992Total interest income
  • $31,487Total interest expense
  • $26,505Net interest income
  • $1,500Provision for loan and lease losses
  • $17,695Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17,695Additional noninterest income
  • $15,084Total noninterest expense
  • $6,979Salaries and employee benefits
  • $3,097Premises and equipment expense
  • $5,008Additional noninterest expense
  • $27,616Pre-tax net operating income
  • $99Securities gains (losses)
  • $9,270Applicable income taxes
  • $18,445Income before extraordinary items
  • $0Extraordinary gains - net
  • $18,445Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,999Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.14%Yield on earning assets
  • 3.34%Cost of funding earning assets
  • 2.81%Net interest margin
  • 1.87%Noninterest income to earning assets
  • 1.60%Noninterest expense to earning assets
  • 1.70%Net operating income to assets
  • 1.71%Return on assets (ROA)
  • 2.57%Pretax return on assets
  • 11.12%Return on equity (ROE)
  • 10.76%Retained earnings to average equity (YTD only)
  • 0.25%Net charge-offs to loans
  • 75.04%Credit loss provision to net charge-offs
  • 14.57%Efficiency ratio
  • 31,645Assets per employee
  • 5.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.25%Loss allowance to loans
  • 1.45%Loss allowance to noncurrent loans
  • 47.54%Noncurrent assets plus other real estate owned to assets
  • 2.18%Noncurrent loans to loans
  • 3.05%Net loans and leases to deposits
  • 231.37%Net loans and leases to core deposits
  • 281.56%Equity capital to assets
  • 29.73%Core capital (leverage) ratio
  • 27.18%Tier 1 risk-based capital ratio
  • 42.18%Total risk-based capital ratio
  • Memoranda
  • $43Average assets
  • $1,079,656Average earning assets
  • $165,865Average equity
  • $944,109Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Jefferson Heritage Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents