Johnson Bank Illinois in Lake Forest, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 11, 2000

  • Johnson Bank Illinois in Lake Forest, Illinois (IL)
  • Show street view No street view available for this location

Johnson Bank Illinois - Overview

  • General
  • FDIC Certificate #: 33441
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The PrivateBank and Trust Company (#33306)
    Federal Reserve ID: 1872969
    Date Established: June 28, 1991
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 11243
    FDIC's unique #: 47126
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 28, 1991
    Last Structure Change Effective Date: Febuary 11, 2000
    Last Structure Change Process Date: April 27, 2000
    Last Data Update: April 27, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 920 South Waukegan Road, Lake Forest, IL 60045
    County: Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
  • Financial Summary
  • Total assets: $113.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $113,870Total assets
  • $2,278Cash and due from depository institutions
  • $0Interest-bearing balances
  • $21,054Securities
  • $63Federal funds sold & reverse repurchase agreements
  • $88,165Net loans & leases
  • $868Loan loss allowance
  • $0Trading account assets
  • $1,184Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,126All other assets
  • $113,870Total liabilities and capital
  • $103,769Total liabilities
  • $78,342Total deposits
  • $67,255Interest-bearing deposits
  • $78,342Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $12,591Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11,708Other borrowed funds
  • $0Subordinated debt
  • $1,128All other liabilities
  • $10,101Total equity capital
  • $10,101Total bank equity capital
  • $10,101Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $10,550Undivided profits
  • Memoranda
  • $-649Noncurrent loans and leases
  • $45,727Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,754Earning assets
  • $48Long-term assets (5+ years)
  • $455Average Assets, year-to-date
  • $109,282Average Assets, quarterly
  • $6,519Volatile liabilities
  • $113,038Insider loans
  • $113,274FHLB advances
  • $41,676Loans and leases held for sale
  • $1,440Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $45,727Total unused commitments
  • $0Restructured Loans and leases
  • $868Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $8,566Total interest income
  • $4,326Total interest expense
  • $4,240Net interest income
  • $93Provision for loan and lease losses
  • $1,053Total noninterest income
  • $352Fiduciary activities
  • $372Service charges on deposit accounts
  • $0Trading account gains & fees
  • $329Additional noninterest income
  • $4,453Total noninterest expense
  • $1,688Salaries and employee benefits
  • $736Premises and equipment expense
  • $2,029Additional noninterest expense
  • $747Pre-tax net operating income
  • $2Securities gains (losses)
  • $199Applicable income taxes
  • $550Income before extraordinary items
  • $0Extraordinary gains - net
  • $550Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $645Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.87%Yield on earning assets
  • 3.98%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.97%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 5.56%Return on equity (ROE)
  • 5.56%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 14.42%Credit loss provision to net charge-offs
  • 1.30%Efficiency ratio
  • 84,130Assets per employee
  • 3.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 49.49%Noncurrent assets plus other real estate owned to assets
  • 1.54%Noncurrent loans to loans
  • 1.97%Net loans and leases to deposits
  • 112.54%Net loans and leases to core deposits
  • 164.90%Equity capital to assets
  • 8.87%Core capital (leverage) ratio
  • 9.05%Tier 1 risk-based capital ratio
  • 10.52%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $113,038Average earning assets
  • $9,884Average equity
  • $108,793Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Johnson Bank Illinois.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents