Kansas State Bank in Kansas, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 28, 1998

Kansas State Bank in Kansas, Illinois (IL)
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Kansas State Bank - Overview

General
FDIC Certificate #: 16083
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Edgar County Bank and Trust Co., Paris, Illinois (#3722)
Federal Reserve ID: 574136
Date Established: September 11, 1943
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
OTS Docket #: 12926
FDIC's unique #: 10303
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 11, 1943
Last Structure Change Effective Date: January 28, 1998
Last Structure Change Process Date: April 06, 1998
Last Data Update: April 06, 1998
Data Source Date: April 05, 2012
Location
Address: 218 Buena Vista Street, Kansas, IL 61933
County: Edgar
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $32.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
8Total employees (full-time equivalent)
$32,165Total assets
$1,551Cash and due from depository institutions
$784Interest-bearing balances
$8,870Securities
$4,700Federal funds sold & reverse repurchase agreements
$14,796Net loans & leases
$125Loan loss allowance
$0Trading account assets
$117Bank premises and fixed assets
$87Other real estate owned
$1,560Goodwill and other intangibles
$0Life insurance assets
$484All other assets
$32,165Total liabilities and capital
$27,722Total liabilities
$25,954Total deposits
$24,920Interest-bearing deposits
$25,954Deposits held in domestic offices
0.00%% insured (estimated)
$1,478Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$290All other liabilities
$4,443Total equity capital
$4,443Total bank equity capital
$4,443Perpetual preferred stock
$0Common stock
$125Surplus
$4,171Undivided profits
Memoranda
$147Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$542Earning assets
$0Long-term assets (5+ years)
$338Average Assets, year-to-date
$29,150Average Assets, quarterly
$2,862Volatile liabilities
$30,262Insider loans
$32,252FHLB advances
$8,921Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$574Total unused commitments
$0Restructured Loans and leases
$15,702Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$2,207Total interest income
$1,271Total interest expense
$936Net interest income
$456Provision for loan and lease losses
$250Total noninterest income
$0Fiduciary activities
$48Service charges on deposit accounts
$0Trading account gains & fees
$202Additional noninterest income
$616Total noninterest expense
$238Salaries and employee benefits
$59Premises and equipment expense
$319Additional noninterest expense
$114Pre-tax net operating income
$0Securities gains (losses)
-$25Applicable income taxes
$139Income before extraordinary items
$0Extraordinary gains - net
$139Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$556Sale, conversion, retirement of capital stock, net
$6Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.88%Yield on earning assets
4.54%Cost of funding earning assets
3.34%Net interest margin
0.89%Noninterest income to earning assets
2.20%Noninterest expense to earning assets
0.46%Net operating income to assets
0.46%Return on assets (ROA)
0.38%Pretax return on assets
4.02%Return on equity (ROE)
3.85%Retained earnings to average equity (YTD only)
3.43%Net charge-offs to loans
82.01%Credit loss provision to net charge-offs
1.03%Efficiency ratio
48,229Assets per employee
4.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
4.32%Loss allowance to loans
0.84%Loss allowance to noncurrent loans
23.06%Noncurrent assets plus other real estate owned to assets
1.96%Noncurrent loans to loans
3.63%Net loans and leases to deposits
57.01%Net loans and leases to core deposits
79.93%Equity capital to assets
13.81%Core capital (leverage) ratio
9.35%Tier 1 risk-based capital ratio
18.31%Total risk-based capital ratio
Memoranda
$19Average assets
$30,262Average earning assets
$3,457Average equity
$28,022Average loans

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