Kingwood Bank, National Association in Kingwood, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 13, 1995

  • Kingwood Bank, National Association in Kingwood, Texas (TX)
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Kingwood Bank, National Association - Overview

  • General
  • FDIC Certificate #: 25856
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinemont Bank (#18154)
    Federal Reserve ID: 933751
    Date Established: August 31, 1984
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32092
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 31, 1984
    Last Structure Change Effective Date: September 13, 1995
    Last Structure Change Process Date: September 28, 1995
    Last Data Update: September 28, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 29805 Loop 494, Kingwood, TX 77339
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $26.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $26,032Cash and due from depository institutions
  • $1,692Interest-bearing balances
  • $0Securities
  • $8,372Federal funds sold & reverse repurchase agreements
  • $1,780Net loans & leases
  • $12,827Loan loss allowance
  • $104Trading account assets
  • $0Bank premises and fixed assets
  • $1,227Other real estate owned
  • $16Goodwill and other intangibles
  • $118Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $26,032Total liabilities
  • $24,738Total deposits
  • $24,643Interest-bearing deposits
  • $15,186Deposits held in domestic offices
  • 24643.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $95Total equity capital
  • $95Total bank equity capital
  • $1,294Perpetual preferred stock
  • $0Common stock
  • $622Surplus
  • $2,629Undivided profits
  • Memoranda
  • $-1,957Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $353Income earned, not collected on loans
  • $84Earning assets
  • $22,979Long-term assets (5+ years)
  • $1,691Average Assets, year-to-date
  • $25,695Average Assets, quarterly
  • $25,649Volatile liabilities
  • $601Insider loans
  • $529FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $433Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,297Total risk weighted assets
  • $13,161Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,621Total interest expense
  • $387Net interest income
  • $1,234Provision for loan and lease losses
  • $0Total noninterest income
  • $673Fiduciary activities
  • $0Service charges on deposit accounts
  • $588Trading account gains & fees
  • $0Additional noninterest income
  • $85Total noninterest expense
  • $1,601Salaries and employee benefits
  • $611Premises and equipment expense
  • $283Additional noninterest expense
  • $707Pre-tax net operating income
  • $306Securities gains (losses)
  • -$333Applicable income taxes
  • $0Income before extraordinary items
  • -$27Extraordinary gains - net
  • $0Net income attributable to bank
  • -$27Net charge-offs
  • $16Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.33%Cost of funding earning assets
  • 1.75%Net interest margin
  • 5.58%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 7.24%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • -0.11%Pretax return on assets
  • -0.11%Return on equity (ROE)
  • -2.22%Retained earnings to average equity (YTD only)
  • -2.22%Net charge-offs to loans
  • 0.13%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 83,954Assets per employee
  • 1.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.80%Loss allowance to noncurrent loans
  • 29.46%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 2.73%Net loans and leases to deposits
  • 52.05%Net loans and leases to core deposits
  • 53.35%Equity capital to assets
  • 4.97%Core capital (leverage) ratio
  • 5.06%Tier 1 risk-based capital ratio
  • 9.85%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $25,695Average earning assets
  • $1,218Average equity
  • $22,106Average loans

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