Kirkpatrick Bank in city_name, state_name - Detailed Financial Reports, Location

Kirkpatrick Bank in Edmond, Oklahoma (OK), CO
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Kirkpatrick Bank routing number info

Kirkpatrick Bank - Overview

General
FDIC Certificate #: 20156
Status: Active
Federal Reserve ID: 67151
Bank Holding Company (Regulatory Top Holder): American Bancorp Of Oklahoma, Inc. (RSSDID: 1136269, Location: Edmond, OK)
Date Established: March 23, 1970
WWW: http://www.kirkpatrickbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: Yes)
OTS Docket #: 9266
FDIC's unique #: 13850
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: March 23, 1970
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 15 East 15th Street, Edmond, OK 73013
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $536.2 mil
Equity capital: $50.3 mil
Deposits held in domestic offices: $458.8 mil
Return on assets (ROA): 0.85% ($4.6 mil)
Quarterly return on assets: 0.99% ($5.3 mil)
Return on Equity (ROE): 9.13% ($4.6 mil)
Quarterly return on equity: 10.16% ($5.1 mil)
Net income: $4.5 mil
Quarterly Net income: $1.3 mil
Pretax return on assets: 0.85% ($4,557.5 mil)
Quarterly Pretax return on assets: 0.99% ($5,308.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
89Total employees (full-time equivalent)
$536,180Total assets
$65,686Cash and due from depository institutions
$60,531Interest-bearing balances
$112,051Securities
$1,429Federal funds sold & reverse repurchase agreements
$338,303Net loans & leases
$9,131Loan loss allowance
$0Trading account assets
$7,060Bank premises and fixed assets
$4,594Other real estate owned
$325Goodwill and other intangibles
$536,180Life insurance assets
$6,732All other assets
$485,863Total liabilities and capital
$458,841Total liabilities
$382,192Total deposits
$458,841Interest-bearing deposits
$68Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$24,823Trading liabilities
$0Other borrowed funds
$2,199Subordinated debt
$50,317All other liabilities
$50,317Total equity capital
$50,317Total bank equity capital
$0Perpetual preferred stock
$1,152Common stock
$13,668Surplus
$35,497Undivided profits
Memoranda
$0Noncurrent loans and leases
$471Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7,842Income earned, not collected on loans
$0Earning assets
$1,975Long-term assets (5+ years)
$512,314Average Assets, year-to-date
$106,745Average Assets, quarterly
$531,206Volatile liabilities
$519,100Insider loans
$383,396FHLB advances
$503,601Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$48,166Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$55,841Restructured Loans and leases
$3,124Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$21,738Total interest income
$4,123Total interest expense
$17,615Net interest income
$2,743Provision for loan and lease losses
$1,039Total noninterest income
$0Fiduciary activities
$652Service charges on deposit accounts
$0Trading account gains & fees
$387Additional noninterest income
$12,284Total noninterest expense
$6,073Salaries and employee benefits
$1,887Premises and equipment expense
$4,324Additional noninterest expense
$3,627Pre-tax net operating income
$909Securities gains (losses)
$0Applicable income taxes
$4,536Income before extraordinary items
$0Extraordinary gains - net
$4,536Net income attributable to bank
$0Net charge-offs
$4,536Cash dividends
$889Sale, conversion, retirement of capital stock, net
$3,013Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.29%Yield on earning assets
0.81%Cost of funding earning assets
3.47%Net interest margin
0.20%Noninterest income to earning assets
2.42%Noninterest expense to earning assets
0.68%Net operating income to assets
0.85%Return on assets (ROA)
0.85%Pretax return on assets
9.13%Return on equity (ROE)
3.07%Retained earnings to average equity (YTD only)
0.28%Net charge-offs to loans
308.55%Credit loss provision to net charge-offs
7.17%Efficiency ratio
65,852Assets per employee
6.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.42%Loss allowance to loans
2.63%Loss allowance to noncurrent loans
116.44%Noncurrent assets plus other real estate owned to assets
2.32%Noncurrent loans to loans
2.26%Net loans and leases to deposits
73.73%Net loans and leases to core deposits
85.08%Equity capital to assets
9.38%Core capital (leverage) ratio
9.56%Tier 1 risk-based capital ratio
12.56%Total risk-based capital ratio
Memoranda
$14Average assets
$531,206Average earning assets
$49,681Average equity
$506,995Average loans

List of branches

1 Colorado Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
2	18208	Co Springs Branch	25 North Cascade Suite 101, Colorado Springs, CO 80903	January 05, 1981	Full Service Brick and Mortar

5 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	13850	Kirkpatrick Bank	15 East 15th Street, Edmond, OK 73013	March 23, 1970	Full Service Brick and Mortar
1	17256	Edmond Branch	3001 East Memorial Road, Edmond, OK 73013	November 28, 1983	Full Service Brick and Mortar
3	363915	Okc Branch	222 N.W. 63, Oklahoma City, OK 73116	April 02, 2002	Full Service Brick and Mortar
4	364994	Edmond Branch	2245 West Danforth Road, Edmond, OK 73003	June 03, 2002	Full Service Brick and Mortar
6	466434	Savingssquare.Com Branch	15 East 15th Street, Edmond, OK 73013	Febuary 05, 2007	Full Service Cyber

Kirkpatrick Bank in Edmond, Oklahoma (OK), CO
Overview, Financial Summary, Detailed Financial Reports, Branches

Kirkpatrick Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Kirkpatrick Bank in Edmond, Oklahoma (OK), COOverview, Financial Summary, Detailed Financial Reports, Branches

Kirkpatrick Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Kirkpatrick Bank in Edmond, Oklahoma (OK), CO
Overview, Financial Summary, Detailed Financial Reports, Branches