Kleberg First National Bank of Kingsville in city_name, state_name

Kleberg First National Bank of Kingsville in Kingsville, Texas (TX)
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Kleberg First National Bank of Kingsville routing number info

Kleberg First National Bank of Kingsville - Overview

General
FDIC Certificate #: 3286
Status: Active
Federal Reserve ID: 556459
Bank Holding Company (Regulatory Top Holder): Kleberg And Company Bankers, Inc. (RSSDID: 1104325, Location: Kingsville, TX)
Date Established: January 01, 1926
WWW: http://www.klebergbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Domestic: 11, Interstate: No)
FDIC's unique #: 2125
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 17, 2007
Last Structure Change Process Date: Febuary 23, 2007
Last Data Update: Febuary 23, 2007
Data Source Date: April 05, 2012
Location
Address: 100 East Kleberg Street, Kingsville, TX 78363
County: Kleberg
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Corpus Christi-Kingsville, TX (#204)
Core Based Statistical Area (CBSA): Kingsville, TX (#28780)
CBSA Micro Statistical Area: Yes
History of Changes
Office Purchased
Financial Summary
Total assets: $429.4 mil
Equity capital: $55.5 mil
Deposits held in domestic offices: $345.4 mil
Return on assets (ROA): 1.26% ($5.4 mil)
Quarterly return on assets: 0.93% ($4.0 mil)
Return on Equity (ROE): 9.31% ($5.2 mil)
Quarterly return on equity: 7.04% ($3.9 mil)
Net income: $5.1 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 1.26% ($5,410.1 mil)
Quarterly Pretax return on assets: 0.93% ($3,993.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
186Total employees (full-time equivalent)
$429,374Total assets
$20,882Cash and due from depository institutions
$3,662Interest-bearing balances
$154,135Securities
$0Federal funds sold & reverse repurchase agreements
$216,038Net loans & leases
$3,000Loan loss allowance
$0Trading account assets
$4,502Bank premises and fixed assets
$55Other real estate owned
$20,626Goodwill and other intangibles
$429,374Life insurance assets
$13,136All other assets
$373,832Total liabilities and capital
$345,442Total liabilities
$250,950Total deposits
$345,442Interest-bearing deposits
$81Deposits held in domestic offices
9937.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$15,100Trading liabilities
$0Other borrowed funds
$3,353Subordinated debt
$55,542All other liabilities
$55,542Total equity capital
$55,542Total bank equity capital
$0Perpetual preferred stock
$1,500Common stock
$33,048Surplus
$20,994Undivided profits
Memoranda
$0Noncurrent loans and leases
$3,672Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,741Income earned, not collected on loans
$0Earning assets
$1,599Long-term assets (5+ years)
$373,835Average Assets, year-to-date
$200,019Average Assets, quarterly
$399,569Volatile liabilities
$421,565Insider loans
$219,166FHLB advances
$394,523Loans and leases held for sale
$7,675Unused loan commitments
$7,675Tier 1 (core) risk-based capital
$32,190Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$48,395Restructured Loans and leases
$1,265Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,859Total interest income
$1,594Total interest expense
$16,265Net interest income
$1,187Provision for loan and lease losses
$7,215Total noninterest income
$0Fiduciary activities
$3,629Service charges on deposit accounts
$0Trading account gains & fees
$3,586Additional noninterest income
$17,462Total noninterest expense
$9,577Salaries and employee benefits
$2,182Premises and equipment expense
$5,703Additional noninterest expense
$4,831Pre-tax net operating income
$222Securities gains (losses)
$0Applicable income taxes
$5,053Income before extraordinary items
$0Extraordinary gains - net
$5,053Net income attributable to bank
$0Net charge-offs
$5,053Cash dividends
$957Sale, conversion, retirement of capital stock, net
$2,994Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.18%Yield on earning assets
0.46%Cost of funding earning assets
4.71%Net interest margin
2.09%Noninterest income to earning assets
5.06%Noninterest expense to earning assets
1.21%Net operating income to assets
1.26%Return on assets (ROA)
1.26%Pretax return on assets
9.31%Return on equity (ROE)
3.80%Retained earnings to average equity (YTD only)
0.44%Net charge-offs to loans
124.03%Credit loss provision to net charge-offs
6.29%Efficiency ratio
72,313Assets per employee
2.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
59.25%Loss allowance to loans
1.37%Loss allowance to noncurrent loans
172.31%Noncurrent assets plus other real estate owned to assets
0.42%Noncurrent loans to loans
0.79%Net loans and leases to deposits
62.54%Net loans and leases to core deposits
62.54%Equity capital to assets
12.94%Core capital (leverage) ratio
8.16%Tier 1 risk-based capital ratio
14.69%Total risk-based capital ratio
Memoranda
$16Average assets
$399,569Average earning assets
$54,249Average equity
$345,042Average loans

List of branches

11 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2125	Kleberg First National Bank Of Kings	100 East Kleberg Street, Kingsville, TX 78363	January 01, 1926	Full Service Brick and Mortar
2	196322	Kleberg Texas Walmart Branch	1133 East General Cavazos Boulevard, Kingsville, TX 78363	June 28, 1999	Full Service Retail
3	357468	H.E.b. Branch	409 East Kleberg Avenue, Kingsville, TX 78363	July 24, 2000	Full Service Retail
4	430215	H.E.b. Annaville Branch	11100 Leopard, Corpus Christi, TX 78410	July 15, 2003	Full Service Retail
5	439976	Kleberg First National Bank - Heb Al	3133 South Alamedia, Corpus Christi, TX 78404	Febuary 17, 2005	Full Service Retail
6	439977	Kleberg First National Bank - Heb Fl	1145 Waldron Road, Corpus Christi, TX 78418	March 19, 2005	Full Service Retail
7	445516	Kleberg National Bank - Heb Saratoga	5313 Saratoga, Corpus Christi, TX 78413	October 14, 2005	Full Service Retail
8	362352	Baldwin Branch	4102 Baldwin, Corpus Christi, TX 78405	July 26, 2001	Full Service Brick and Mortar
9	225985	Airline Branch	2037 Airline Road, Corpus Christi, TX 78412	December 01, 1993	Full Service Brick and Mortar
10	225986	Morgan Avenue Branch	2603 Morgan Avenue, Corpus Christi, TX 78405	January 02, 1996	Full Service Brick and Mortar
11	459477	Ayers Branch	4211 Ayers Street, Corpus Christi, TX 78415	Febuary 17, 2007	Full Service Brick and Mortar

Kleberg First National Bank of Kingsville in Kingsville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Kleberg First National Bank of Kingsville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Kleberg First National Bank of Kingsville in Kingsville, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Kleberg First National Bank of Kingsville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Kleberg First National Bank of Kingsville in Kingsville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches