Klickitat Valley Bank in Goldendale, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1997

Klickitat Valley Bank in Goldendale, Washington (WA)
Show street view No street view available for this location

Klickitat Valley Bank - Overview

General
FDIC Certificate #: 19848
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Columbia River Bank (#22469)
Federal Reserve ID: 540476
Date Established: August 26, 1968
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 10443
FDIC's unique #: 13641
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 26, 1968
Last Structure Change Effective Date: March 01, 1997
Last Structure Change Process Date: April 16, 1997
Last Data Update: April 16, 1997
Data Source Date: April 05, 2012
Location
Address: 202 West Main Street, Goldendale, WA 98620
County: Klickitat
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $79.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$28Total assets
$79,174Cash and due from depository institutions
$3,932Interest-bearing balances
$942Securities
$35,678Federal funds sold & reverse repurchase agreements
$1,400Net loans & leases
$36,470Loan loss allowance
$356Trading account assets
$0Bank premises and fixed assets
$746Other real estate owned
$0Goodwill and other intangibles
$948Life insurance assets
$0All other assets
$0Total liabilities and capital
$79,174Total liabilities
$71,112Total deposits
$70,255Interest-bearing deposits
$60,365Deposits held in domestic offices
70255.00%% insured (estimated)
$84Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$322Subordinated debt
$0All other liabilities
$535Total equity capital
$535Total bank equity capital
$8,062Perpetual preferred stock
$0Common stock
$1,096Surplus
$2,204Undivided profits
Memoranda
$4,762Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$28Income earned, not collected on loans
$308Earning assets
$74,490Long-term assets (5+ years)
$30,379Average Assets, year-to-date
$77,438Average Assets, quarterly
$79,723Volatile liabilities
$7,396Insider loans
$549FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,317Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,062Total risk weighted assets
$39,202Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$5,838Total interest expense
$2,684Net interest income
$3,154Provision for loan and lease losses
$0Total noninterest income
$268Fiduciary activities
$0Service charges on deposit accounts
$202Trading account gains & fees
$0Additional noninterest income
$66Total noninterest expense
$2,115Salaries and employee benefits
$1,218Premises and equipment expense
$186Additional noninterest expense
$711Pre-tax net operating income
$1,307Securities gains (losses)
$4Applicable income taxes
$303Income before extraordinary items
$1,008Extraordinary gains - net
$0Net income attributable to bank
$1,008Net charge-offs
-$8Cash dividends
$396Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.01%Cost of funding earning assets
3.68%Net interest margin
4.33%Noninterest income to earning assets
0.37%Noninterest expense to earning assets
2.90%Net operating income to assets
1.30%Return on assets (ROA)
1.30%Pretax return on assets
1.69%Return on equity (ROE)
12.99%Retained earnings to average equity (YTD only)
7.88%Net charge-offs to loans
-0.02%Credit loss provision to net charge-offs
0.00%Efficiency ratio
61,806Assets per employee
2.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.29%Loss allowance to loans
0.97%Loss allowance to noncurrent loans
1271.43%Noncurrent assets plus other real estate owned to assets
0.04%Noncurrent loans to loans
0.08%Net loans and leases to deposits
51.91%Net loans and leases to core deposits
57.72%Equity capital to assets
10.18%Core capital (leverage) ratio
9.99%Tier 1 risk-based capital ratio
20.57%Total risk-based capital ratio
Memoranda
$21Average assets
$77,438Average earning assets
$7,762Average equity
$72,923Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Klickitat Valley Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.