FDIC Certificate #: 8567 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Northeast Missouri State Bank (#13381) Federal Reserve ID: 651158 Date Established: January 21, 1932 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 5471 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 10, 2006 Last Structure Change Process Date: May 09, 2006 Last Data Update: May 09, 2006 Data Source Date: April 05, 2012
Location
Address: South Gex At Sanders, La Plata, MO 63549 County: Macon Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Columbia Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $54.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
13Total employees (full-time equivalent)
$54,558Total assets
$1,196Cash and due from depository institutions
$161Interest-bearing balances
$22,378Securities
$158Federal funds sold & reverse repurchase agreements
$26,908Net loans & leases
$646Loan loss allowance
$0Trading account assets
$313Bank premises and fixed assets
$0Other real estate owned
$2,697Goodwill and other intangibles
$0Life insurance assets
$908All other assets
$54,558Total liabilities and capital
$47,069Total liabilities
$46,822Total deposits
$41,325Interest-bearing deposits
$46,822Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$247All other liabilities
$7,489Total equity capital
$7,489Total bank equity capital
$7,489Perpetual preferred stock
$0Common stock
$200Surplus
$7,224Undivided profits
Memoranda
$65Noncurrent loans and leases
$1,648Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$55Earning assets
$0Long-term assets (5+ years)
$485Average Assets, year-to-date
$49,605Average Assets, quarterly
$6,174Volatile liabilities
$59,726Insider loans
$59,505FHLB advances
$9,059Loans and leases held for sale
$461Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,648Total unused commitments
$0Restructured Loans and leases
$380Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$2,598Total interest income
$1,040Total interest expense
$1,558Net interest income
$0Provision for loan and lease losses
$180Total noninterest income
$0Fiduciary activities
$157Service charges on deposit accounts
$0Trading account gains & fees
$23Additional noninterest income
$949Total noninterest expense
$552Salaries and employee benefits
$95Premises and equipment expense
$302Additional noninterest expense
$789Pre-tax net operating income
-$6Securities gains (losses)
$296Applicable income taxes
$487Income before extraordinary items
$0Extraordinary gains - net
$487Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$11Sale, conversion, retirement of capital stock, net
$350Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.82%Yield on earning assets
1.93%Cost of funding earning assets
2.89%Net interest margin
0.33%Noninterest income to earning assets
1.76%Noninterest expense to earning assets
0.82%Net operating income to assets
0.82%Return on assets (ROA)
1.31%Pretax return on assets
6.49%Return on equity (ROE)
1.83%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
71.73%Efficiency ratio
49,022Assets per employee
4.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.87%Loss allowance to loans
2.34%Loss allowance to noncurrent loans
1174.55%Noncurrent assets plus other real estate owned to assets
0.10%Noncurrent loans to loans
0.20%Net loans and leases to deposits
57.47%Net loans and leases to core deposits
71.25%Equity capital to assets
13.73%Core capital (leverage) ratio
8.63%Tier 1 risk-based capital ratio
16.36%Total risk-based capital ratio
Memoranda
$18Average assets
$59,726Average earning assets
$7,499Average equity
$53,945Average loans
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