LaSalle Bank in Westmont, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 02, 1997

  • LaSalle Bank in Westmont, Illinois (IL)
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LaSalle Bank - Overview

  • General
  • FDIC Certificate #: 18231
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LaSalle Bank National Association (#15812)
    Federal Reserve ID: 494739
    Date Established: May 20, 1960
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    OTS Docket #: 10087
    FDIC's unique #: 12148
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 20, 1960
    Last Structure Change Effective Date: September 02, 1997
    Last Structure Change Process Date: September 30, 1997
    Last Data Update: September 30, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 139 North Cass Avenue, Westmont, IL 60559
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,039.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $207Total assets
  • $904,606Cash and due from depository institutions
  • $32,669Interest-bearing balances
  • $673Securities
  • $309,032Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $542,324Loan loss allowance
  • $7,675Trading account assets
  • $0Bank premises and fixed assets
  • $10,294Other real estate owned
  • $211Goodwill and other intangibles
  • $10,076Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $904,606Total liabilities
  • $842,874Total deposits
  • $792,762Interest-bearing deposits
  • $719,316Deposits held in domestic offices
  • 792762.00%% insured (estimated)
  • $63Federal funds purchased & repurchase agreements
  • $10,103Trading liabilities
  • $0Other borrowed funds
  • $33,205Subordinated debt
  • $0All other liabilities
  • $6,804Total equity capital
  • $6,804Total bank equity capital
  • $61,732Perpetual preferred stock
  • $0Common stock
  • $2,083Surplus
  • $41,417Undivided profits
  • Memoranda
  • $18,232Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,624Income earned, not collected on loans
  • $5,200Earning assets
  • $852,029Long-term assets (5+ years)
  • $339,399Average Assets, year-to-date
  • $831,904Average Assets, quarterly
  • $893,488Volatile liabilities
  • $358,995Insider loans
  • $350FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $94,873Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $60,242Total risk weighted assets
  • $520,284Total unused commitments
  • $0Restructured Loans and leases
  • $478,715Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $60,315Total interest expense
  • $34,566Net interest income
  • $25,749Provision for loan and lease losses
  • $137Total noninterest income
  • $5,413Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,560Trading account gains & fees
  • $0Additional noninterest income
  • $1,853Total noninterest expense
  • $17,494Salaries and employee benefits
  • $7,267Premises and equipment expense
  • $2,182Additional noninterest expense
  • $8,045Pre-tax net operating income
  • $13,531Securities gains (losses)
  • $401Applicable income taxes
  • $1,263Income before extraordinary items
  • $12,669Extraordinary gains - net
  • $0Net income attributable to bank
  • $12,669Net charge-offs
  • -$42Cash dividends
  • $4,591Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.77%Cost of funding earning assets
  • 4.46%Net interest margin
  • 3.32%Noninterest income to earning assets
  • 0.70%Noninterest expense to earning assets
  • 2.25%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.52%Pretax return on assets
  • 1.67%Return on equity (ROE)
  • 22.27%Retained earnings to average equity (YTD only)
  • 14.20%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • -326.19%Efficiency ratio
  • 56,139Assets per employee
  • 4.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.24%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 211.78%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 68.41%Net loans and leases to core deposits
  • 113.68%Equity capital to assets
  • 6.82%Core capital (leverage) ratio
  • 6.66%Tier 1 risk-based capital ratio
  • 11.58%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $831,904Average earning assets
  • $56,883Average equity
  • $775,880Average loans

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