LaSalle Cragin Bank, FSB in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 11, 1995

  • LaSalle Cragin Bank, FSB in Chicago, Illinois (IL)
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LaSalle Cragin Bank, FSB - Overview

  • General
  • FDIC Certificate #: 29266
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LaSalle Bank, F.S.B. (#28244)
    Federal Reserve ID: 667775
    Date Established: January 01, 1909
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3189
    FDIC's unique #: 42100
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 18, 1938
    Last Structure Change Effective Date: November 11, 1995
    Last Structure Change Process Date: January 31, 1996
    Last Data Update: January 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 5200 W Fullerton Ave, Chicago, IL 60639
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $3,197.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $435Total assets
  • $3,237,183Cash and due from depository institutions
  • $28,046Interest-bearing balances
  • $0Securities
  • $1,104,682Federal funds sold & reverse repurchase agreements
  • $47Net loans & leases
  • $1,718,445Loan loss allowance
  • $24,373Trading account assets
  • $0Bank premises and fixed assets
  • $22,525Other real estate owned
  • $4,793Goodwill and other intangibles
  • $154,220Life insurance assets
  • $204,425All other assets
  • $0Total liabilities and capital
  • $3,237,183Total liabilities
  • $2,791,866Total deposits
  • $2,100,258Interest-bearing deposits
  • $2,077,232Deposits held in domestic offices
  • 2100258.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $78,187Trading liabilities
  • $0Other borrowed funds
  • $540,164Subordinated debt
  • $0All other liabilities
  • $73,257Total equity capital
  • $73,257Total bank equity capital
  • $445,317Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $445,317Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $18,444Income earned, not collected on loans
  • $12,037Earning assets
  • $2,823,174Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $3,005,475Average Assets, quarterly
  • $3,214,039Volatile liabilities
  • $1,017,408Insider loans
  • $0FHLB advances
  • $250,000Loans and leases held for sale
  • $0Unused loan commitments
  • $133,444Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $236,583Total risk weighted assets
  • $1,358,123Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $191,946Total interest expense
  • $101,027Net interest income
  • $90,919Provision for loan and lease losses
  • $2,000Total noninterest income
  • $9,114Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7Additional noninterest income
  • $9,107Total noninterest expense
  • $49,866Salaries and employee benefits
  • $20,959Premises and equipment expense
  • $6,474Additional noninterest expense
  • $22,433Pre-tax net operating income
  • $48,167Securities gains (losses)
  • $220Applicable income taxes
  • $21,002Income before extraordinary items
  • $27,385Extraordinary gains - net
  • $0Net income attributable to bank
  • $27,385Net charge-offs
  • $10,526Cash dividends
  • $10,000Sale, conversion, retirement of capital stock, net
  • -$49,484Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.19%Cost of funding earning assets
  • 3.78%Net interest margin
  • 3.40%Noninterest income to earning assets
  • 0.34%Noninterest expense to earning assets
  • 1.87%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 1.61%Return on equity (ROE)
  • 7.27%Retained earnings to average equity (YTD only)
  • 4.62%Net charge-offs to loans
  • 0.65%Credit loss provision to net charge-offs
  • 19.00%Efficiency ratio
  • 44,409Assets per employee
  • 7.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.52%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 132.15%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 81.82%Net loans and leases to core deposits
  • 101.01%Equity capital to assets
  • 13.76%Core capital (leverage) ratio
  • 7.79%Tier 1 risk-based capital ratio
  • 17.42%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $3,005,475Average earning assets
  • $376,595Average equity
  • $2,670,856Average loans

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