FDIC Certificate #: 9370 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Mid-Missouri Bank (#15584) Federal Reserve ID: 886053 Date Established: January 01, 1906 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 12365 FDIC's unique #: 6018 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 16, 2001 Last Structure Change Process Date: August 13, 2001 Last Data Update: August 13, 2001 Data Source Date: April 05, 2012
Location
Address: 278 North Jefferson, Lebanon, MO 65536 County: Laclede Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Lebanon, MO (#30060) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $73.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
19Total employees (full-time equivalent)
$77,262Total assets
$2,155Cash and due from depository institutions
$6Interest-bearing balances
$17,686Securities
$8,547Federal funds sold & reverse repurchase agreements
$46,269Net loans & leases
$441Loan loss allowance
$0Trading account assets
$1,650Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$955All other assets
$77,262Total liabilities and capital
$70,348Total liabilities
$69,017Total deposits
$64,359Interest-bearing deposits
$69,017Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$897Other borrowed funds
$0Subordinated debt
$434All other liabilities
$6,914Total equity capital
$6,914Total bank equity capital
$6,914Perpetual preferred stock
$0Common stock
$300Surplus
$5,318Undivided profits
Memoranda
$1,296Noncurrent loans and leases
$2,745Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$445Average Assets, year-to-date
$72,508Average Assets, quarterly
$859Volatile liabilities
$69,091Insider loans
$73,293FHLB advances
$11,868Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,745Total unused commitments
$0Restructured Loans and leases
$441Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$5,331Total interest income
$2,873Total interest expense
$2,458Net interest income
$150Provision for loan and lease losses
$393Total noninterest income
$0Fiduciary activities
$294Service charges on deposit accounts
$0Trading account gains & fees
$99Additional noninterest income
$1,557Total noninterest expense
$835Salaries and employee benefits
$229Premises and equipment expense
$493Additional noninterest expense
$1,144Pre-tax net operating income
$0Securities gains (losses)
$380Applicable income taxes
$764Income before extraordinary items
$0Extraordinary gains - net
$764Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$84Sale, conversion, retirement of capital stock, net
$302Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.20%Yield on earning assets
4.42%Cost of funding earning assets
3.78%Net interest margin
0.60%Noninterest income to earning assets
2.39%Noninterest expense to earning assets
1.11%Net operating income to assets
1.11%Return on assets (ROA)
1.66%Pretax return on assets
11.80%Return on equity (ROE)
7.14%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
178.57%Credit loss provision to net charge-offs
15.40%Efficiency ratio
54,612Assets per employee
4.07%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.53%Loss allowance to loans
0.94%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
67.04%Net loans and leases to core deposits
80.96%Equity capital to assets
8.95%Core capital (leverage) ratio
9.53%Tier 1 risk-based capital ratio
12.37%Total risk-based capital ratio
Memoranda
$13Average assets
$69,091Average earning assets
$6,475Average equity
$65,022Average loans
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